At this point, hopefully everyone is aware that you can get matched from the standard 60,000 point IHG offers to an 80,000 point IHG offer by SMing Chase — though you’ll need to spend $2,000 in total, instead of $1,000. I... Read More →
Author - sirtheta
United MPE (& Business) Sign-up Bonus Increased to 50k Miles. Possibility of 70k Targeted.
The Offer Public This offer used to be 30,000 Bonus Miles for $1,000 in spend. 50,000 Bonus Miles after you spend $3,000 on purchases in the first 3 months your account is open. This is public. Direct link to offer. 50,000 Bonus Miles... Read More →
American Express SimplyCash Plus for Business: $400 Offer + Link
Last week, Chuck wrote about the last chance for the $500 SimplyCash bonus that’s been available through affiliate channels. It looks like that affiliate offer has been replaced by a $400 bonus broken down the same way ($200 for... Read More →
In Brief: Time-Related Rules Imposed by American Express, Chase, and Citi
Most issuers have soft-ish guidelines limiting how many cards you can get from them in a period of time, or what on your credit report might disqualify you. This is why you might see an issuer referred to as “inquiry... Read More →
Can We Just Be Cool About Closing Those Wells Fargo Accounts?
I’d love to christen this a hot take, but I’ll have to settle for HOT TIP: don’t close your Wells Fargo account right after getting the $250 bonus. Read More →
[Expired] Citi ThankYou Preferred 15,000 TYP – No 24 Month Language Link
This offer has now expired, you can view the best current credit card bonuses here. Citi has been limiting users to one bonus per brand per 24 months since August. We’ve covered a few no 24 month Citi links recently, such the... Read More →
The Persistence of Memory: HSBC Travails. & Lesson Learned.
The very beginning of Chuck’s post about the recent $350 HSBC checking bonus notes: While this bonus is excellent, beware that it’s an extended process and hassle getting approved and setting up this account (and some people end... Read More →
Redeeming Merrill Points: A Guide
In the comments of our posts about the Merrill+ Visa Signature card, and elsewhere on the interwebs, there’s a lot of confusion about how the card works & how you redeem for airfare. To top that off, there is an abundance of... Read More →
Is the Merrill+ Churnable? Probably.
Our coverage of the current 50,000 point signup offer for the Merrill+ has been missing one thing: can you churn the card? I’ve tried it, and I think it’s possible. Here are some notes from my experience. Read More →
List of American Express Cards by AF & AU/Employee Fee (Useful for Amex Offers)
In the comments of my post about no annual fee credit cards with no foreign transaction fee, reader blue9 was looking for a list of all the American Express cards with free authorized users, in order to maximize access to Amex Offers... Read More →
Chase Removing Pre-Approvals for the Chase Sapphire Reserve, Allegedly Temporarily
For churners over 5/24, in-branch pre-approvals from Chase are the one hope for obtaining the Chase Sapphire Reserve before the signup bonus decreases from 100,000 UR points to 50,000 UR points on March 12. I have bad news on that... Read More →
[Expired] Buy 5,000+ HHonors Points, Get an 80% Bonus
The Offer No direct link; log in to your HHonors account and head to the buy points screen. Buy 5,000+ HHonors points thru February 17, 2017 and get an 80% bonus. A maximum of 80,000 HHonors points can be purchased per year, so the... Read More →
My Tools: Credit Card & Bank Bonus Spreadsheet for Tracking All of the Information
One of the keys to churning credit cards is organization. When is your payment due? Have you hit the minimum spend? It’s easy to keep track of three cards, but ten or twenty is far more difficult. I created a spreadsheet to help... Read More →
Master List of No Annual Fee, No Foreign Transaction Fee Cards
In the comments of my Chase Amazon Prime Rewards Visa Signature Card review, reader jwl mentioned that one of the hidden benefits of the new card is that there is no longer a foreign transaction fee, which is rare among no-annual-fee... Read More →
[Expired] Regions Bank $400-$450 Checking Bonus [AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX]
Update: Regions has taken down this offer page. Just a week ago, we covered the $300-$350 bonus you could get from Regions Bank. Now they’ve upped the offer and made it even easier to get by exchanging the requirement for direct... Read More →