Most issuers have soft-ish guidelines limiting how many cards you can get from them in a period of time, or what on your credit report might disqualify you. This is why you might see an issuer referred to as “inquiry... Read More →
Author - sirtheta
Can We Just Be Cool About Closing Those Wells Fargo Accounts?
I’d love to christen this a hot take, but I’ll have to settle for HOT TIP: don’t close your Wells Fargo account right after getting the $250 bonus. Read More →
[Expired] Citi ThankYou Preferred 15,000 TYP – No 24 Month Language Link
This offer has now expired, you can view the best current credit card bonuses here. Citi has been limiting users to one bonus per brand per 24 months since August. We’ve covered a few no 24 month Citi links recently, such the... Read More →
The Persistence of Memory: HSBC Travails. & Lesson Learned.
The very beginning of Chuck’s post about the recent $350 HSBC checking bonus notes: While this bonus is excellent, beware that it’s an extended process and hassle getting approved and setting up this account (and some people end... Read More →
Redeeming Merrill Points: A Guide
In the comments of our posts about the Merrill+ Visa Signature card, and elsewhere on the interwebs, there’s a lot of confusion about how the card works & how you redeem for airfare. To top that off, there is an abundance of... Read More →
Is the Merrill+ Churnable? Probably.
Our coverage of the current 50,000 point signup offer for the Merrill+ has been missing one thing: can you churn the card? I’ve tried it, and I think it’s possible. Here are some notes from my experience. Read More →
List of American Express Cards by AF & AU/Employee Fee (Useful for Amex Offers)
In the comments of my post about no annual fee credit cards with no foreign transaction fee, reader blue9 was looking for a list of all the American Express cards with free authorized users, in order to maximize access to Amex Offers... Read More →
Chase Removing Pre-Approvals for the Chase Sapphire Reserve, Allegedly Temporarily
For churners over 5/24, in-branch pre-approvals from Chase are the one hope for obtaining the Chase Sapphire Reserve before the signup bonus decreases from 100,000 UR points to 50,000 UR points on March 12. I have bad news on that... Read More →
[Expired] Buy 5,000+ HHonors Points, Get an 80% Bonus
The Offer No direct link; log in to your HHonors account and head to the buy points screen. Buy 5,000+ HHonors points thru February 17, 2017 and get an 80% bonus. A maximum of 80,000 HHonors points can be purchased per year, so the... Read More →