Thought it would be fun to look at the different secured cards sorted by APR. We never recommend carrying a balance on your credit cards, you should never put a purchase on a credit card unless you have the funds to pay it off at the... Read More →
There are currently 8 secured credit cards on the market that offer rewards programs. Below is a full list of the cards and the rewards program for each. BankAmericard® Secured Credit Card. Cash rewards gives 1% cash back on all... Read More →
BankAmericard® secured credit card holders can now call and upgrade their card to have BoA’s cash rewards program added. To get cash rewards added, call 888-260-4696. This easily makes BoA’s secured credit card one of the... Read More →
Question: I lost my job and wasn’t able to find a new one for nearly a year. Because of that I racked up a lot of credit card debt that I couldn’t pay, my credit score is in the low 500’s now and I want to start... Read More →
Question: I’ve had a U.S. Bank Secured Visa Card for more than a year now. I have perfect payment history (paid off my card in full each month) and my FICO score is now sitting around 660. How do I get my card unsecured and will I... Read More →
[Update: Quizzle no longer uses the CE score, they now use VantageScore] This is the third post in our credit score comparison series (week one: FICO Vs PLUS, week two: FICO Vs VantageScore) where we look at different credit scores to... Read More →
Discover IT has announced they’ll be offering $150 cash back when you spend $750 on the card within three months. This is on top of the 5% cash they have for rotating categories and 1% on all purchases. If you don’t already... Read More →
Question: I have no credit history and I want to apply for a credit card. I spoke to a manager at a bank about applying for one and explained my situation and he suggested applying for a secured credit card. What are secured credit... Read More →
We just recently finished our Best Secured Credit Card review page, but one of the most common questions for people looking at secured credit cards is “which secured cards have no annual fee”. We’ve listed all of the... Read More →
How To Join DCU Credit Union The easiest way to join DCU is to become a member of one of their participating organizations, click here to view other options. We’ve listed them below, along with a link to their website and brief... Read More →
This is the first post in our app-o-rama series where I’ll apply for a bunch of credit cards with large sign up bonuses. You should answer these questions before you apply for a credit card or partake in an app-o-rama. I’ve... Read More →
It’s the 1st of December, thanks giving is over and it’s time to get your budgets in check before the Christmas spending begins (if it hasn’t already). We’ve just found a promo code for myFICO.com which will give... Read More →
Question: A lot of sites claim that I need a FICO score of 720+ to be eligible for the better credit card bonuses. I want to increase my score, how can I do it? Tim, Washington DC Answer: The FICO score you need to be approved for... Read More →
Question: I’ve made a number of hard inquiries recently (applying for new credit cards and an auto loan) and my credit score has dropped significantly. I’m wondering how long these hard inquiries will stay on my credit... Read More →
We recently discussed vanilla reloads on the credit cards section of the website. Today we will be looking at how you can load your Bluebird account with Vanilla Reloads. Required Reading: Before you read this how to guide, we suggest... Read More →
