Posted by William Charles on May 11, 2019
Bank Account Bonuses

Published on May 11th, 2019 | by William Charles


[UT, In Branch only] Mountain America Credit Union $100 Checking Bonus

Update: Bonus is back for 2019. Hat tip to reader Michael

Offer at a glance

The Offer

Direct link to offer

  • Mountain America Credit Union is offering a bonus of $100 when you open a new MyStyle checking account and complete the following requirements:
    • Use promo code REFEROB
    • Sign up for eStatements at account set up
    • Set up and initiate a qualifying monthly direct deposit within 60 days of opening

The Fine Print

  • To qualify for and redeem reward, you must sign up for eStatements at account setup and initiate a monthly direct deposit such as payroll, pension, unemployment, Social Security or other government benefits within 60 days of coupon redemption.
  • Reward will be deposited into account within 30 business days after eStatement setup and initial direct deposit posting.
  • Account must remain open for minimum of six months from reward date, or reward will be debited from account at closing.
  • Limit one reward per person, per household. Offer not available on MyFree CheckingSM, secondary accounts, account conversions or in combination with any other offer.
  • Reward is considered interest and will be reported on IRS Form 1099-INT.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

MyStyle Checking Account $4

This is waived if you do any of the following:

  • Make $1,000 in direct deposits each month
  • Perform at least 10 credit and or debit transactions each month
  • Maintain an average daily checking balance of at least $2,500 for the month

Early Account Termination Fee

Account must remain open for six months after receiving the $100 bonus otherwise the bonus will be forfeit


  • Need to live in one of the following areas: Salt Lake County, Duchesne County, Wasatch County in UT census tract 940300, or Uintah County in UT census tract 940100 or 940200 or
  • Work for one of the Select Employer Groups or
  • Have an immediate family member that is already a member
  • Be a nationwide PTA member

Our Verdict

Previously they offered a bonus of $150 with the same requirements. Neither bonus is worth considering due to the hard pull that is done. There are a lot of better checking account bonuses out there, so I’d recommend sticking with one of those instead.

Big thanks to reader, Alex who let us know. Learn how to find bonuses and contribute to the site here.

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William Charles Maybe add In-branch only. In past, available online.

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