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seesaw
seesaw

I got an automatic annual fee refund (prorated) as my BBVA card changed into a PNC card. Shows posted in the app William Charles

Paige bailey
Paige bailey

As we all are aware BBVA is witching over to PNC. I have recent debit card. However I have a secured credit card with BBVA. I have not received a new PNC secured credit card for that bank. If they don’t honor it how do I get my funds back?

Gadget - Bank Bonus Geek

Witching? 🧙‍♀️ I know it’s October, but Halloween is a long way away.

I would recommend calling the number on the back of the card. I am sure they have a plan in place or can tell you what to expect & a timeline.

Spencer
Spencer

I would really really like to know if it makes sense to keep this rewards card 🤔.

Gadget - Bank Bonus Geek

Keep it or ditch it, the world isn’t going to stop turning. It’s still on your credit history. If you don’t see yourself using it other than a sock drawer item, and it’s a burden to have to put spend on it to keep it alive, ditch it. But only you can evaluate your creditworthiness… short of someone here seeing your credit reports.

Dan
Dan

My BBVA AMEX card is converting to Visa cash rewards card with new card number. Will it count as 5/24 if I activate? What if I don’t activate?

Gadget - Bank Bonus Geek

It shouldn’t count as a new card… but with such a big change, I would ditch it unless you really need it (carrying a balance, etc). If you close it, it still counts for credit history for many years.

I believe activation is irrelevant, as they already informed you of the intentions.

Betelgeuse ㊙️

For the checking account do we have to keep it open for one year bec of the bonus terms or can we close it before PNC conversion in Oct?

Gadget - Bank Bonus Geek

I highly doubt they are going to catch that, but you do you. Nobody is going to give you a firm answer, and you either live by the terms or bail out and hope they don’t care.

When I am concerned there may be a fee, I usually start the request with “Assuming there is no fee, I would like to close my account” and see what they say. At least then I have some backup that the rep said there was no fee.

Chris
Chris

I wonder if they are going to grant the introductory 0% APR on purchases for those who applied for the clearpoints card within the last 9-10 months.

Mark
Mark

I messaged a CSR; here is the response:

“ We will be more than happy to assist you with the promotional APR inquiry.
We are glad to inform you that after the conversion to PNC, the promotional APR will remain active for the same period that it was set up for”.

qmc
qmc

Got a reply on the Annual Fee for a Select card due-to-be-charged-in-Sept:

“… We must inform you that the annual fee is assessed for the use the card has already had during this year. In this case, the annual fee will be assessed accordingly to the current credit card terms and conditions.”

So their plan is to charge the full $95 for Sept. And convert the card on Oct 8. And keep the whole $95.

Betelgeuse ㊙️

Good that I closed my card already before the annual fee hit.

Mark
Mark

Also, the BBVA ClearPoints card will convert to a PNC Points card, earning 4-PNC points on all purchases.

Current BBVA ClearPoints Rewards will be converted at the rate of 5-PNC Points for each BBVA Rewards point

Not having had any PNC cards, how are PNC points valued?

Betelgeuse ㊙️

Pnc points are worth 0.2 cent each.

Savingwizard
Savingwizard

The card will be useless after conversion. The best action is to close all the BBVA accounts?

outasflyguy
outasflyguy

I just paid a $99 AF on my BBVA Select this month. Wonder if they’ll do a refund.

Betelgeuse ㊙️

Probably not. So far no one had success in getting a refund.

qmc
qmc

> I just paid a $99 AF on my BBVA Select this month

… why?

Betelgeuse ㊙️

The conversion happens in early Oct. looks like BBVA will continue to charge the fee before then.

qmc
qmc

Yea, but this card was hardly a keeper before… I’m still waiting for an answer from bbva on whether they’re seriously going to charge the full AF in Sept. Need them to see some pushback on that, even if I’m not keeping the card.

OST

Does anyone know if the cash rewards card is churnable or can you have more than one cash rewards card? Can I still apply for a cash rewards for the $100 if I already have another one from the BBVA select pc? Thanks!