American Express is nerfing the Resy credits that Platinum & Gold cards offer by restricting the credits to select restaurants. Statements are showing the following:
Update to the Resy Credit Benefit
Effective August 1, 2026, U.S. restaurants and other food and beverage establishments (e.g., wineries, cafes) must be indicated as eligible for the Resy Credit on the Resy website or the Resy app at the time of purchase to qualify for the benefit. Qualifying restaurants and other food and beverage establishments will be indicated as eligible on their booking page on the Resy website or the Resy app and are subject to change at any time.
When you check the Resy app it now lists restaurants as ‘This venue qualifies for the Resy Credit…’. Currently it seems like all restaurants are listed as being eligible, which makes sense as this change doesn’t come into effect until August 1, 2026. Even after that date I suspect most restaurants will remain eligible, the problem is that this can change at any moment and doesn’t give you any certainty going forward. It’s only a matter of time until restaurants begin to not be eligible.
I suspect American Express will either start charging restaurants directly if they want to be eligible for this credit or use it to upsell other services.
Hat tip to Fit_Asparagus9845
