Posted by William Charles on October 11, 2019
Credit Cards

Published on October 11th, 2019 | by William Charles

15

[CA only] USC Credit Union $250 Platinum Credit Card Bonus

The Offer

Direct link to offer

  • USC Credit Union is offering a bonus of $250 on the Platinum credit card when you use promo code ALUMNIREWARDS and make $500 in purchases within 90 days of account opening

Card Details

  • No annual fee
  • 0% APR on purchases and balance transfers within the first 6 months
  • Double points on gas & groceries
  • $250 bonus valid until December 31st, 2019
  • Full list of who is eligible can be found here. Most common eligibility will be: Any and all persons, who live, regularly work, or currently attend school in the City of Los Angeles, California, as well as any and all businesses, corporations, and other legal entities in the City of Los Angeles, California. Any and all persons, who live, regularly work, or currently attend school in Orange County, California, as well as any and all businesses, corporations, and other legal entities in the Orange County, California USC Alumni and Alumni Association Members Current USC employees, faculty, staff or enrolled students

Our Verdict

Not the biggest bonus, but relatively low minimum spend requirement and it’s always nice to see bonuses from smaller issuers.

Hat tip to mattisafriend



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TomT
TomT

LA is definitely the biggest, but you left out three other sizeable groups of eligible members:
Any and all persons, who live, regularly work, or currently attend school in Orange County, California, as well as any and all businesses, corporations, and other legal entities in the Orange County, California
USC Alumni and Alumni Association Members
Current USC employees, faculty, staff or enrolled students

tuphat
tuphat

what if I pay someone to take the test for me?

SeanK
SeanK

$250 back on $500 spend. Pretty nice!

SpicyPadThai
SpicyPadThai

Got me all excited and see it’s credit card.. 🙁

Brit Churner
Brit Churner

They pull Experian unfortunately, at least they mention this up front on their website.

Dan M.
Dan M.

I live in San Diego, but go to LA on occasion. is that enought to apply?

tuphat
tuphat

Just in case, photoshop your head onto a USC water polo team shot.

JK
JK

Aunt Becky?

artgriego
artgriego

they want a personal reference’s name, number, address! it’s like a generic loan application you happen to select ‘credit card’ for.

MB
MB

Thank you for your recent application for a MASTERCARD REWARD CREDIT CARD. Your request for a MASTERCARD REWARD CREDIT CARD was carefully considered, and we regret that we are unable to approve your application at this time for the following reason(s):
Excessive Number of Open Revolving Accounts
Length of Time Accounts have been Established
Type and Number of Inquiries

Robert S
Robert S

do I pick mastercard rewards from the dropdown menu?? why is this considered a Loan for a credit card is that standard? havent applied for a cc from a credit union need some clarity 😮

Brit Churner
Brit Churner

was provisionally approved but they did want to see most recent paystubs to back up income.

for self-employment (P2) they want to see 2 years of tax returns.

you also have to apply for membership separately (in theory, you can be denied), which cost $9.

So this bonus is really $241.

Jerry
Jerry

One Must Be an USC Alumni to take advantage the ‘ALUMNIREWARDS’ promo code. I learned it the hard way, after a hard-pull credit check done when submitting application, only to find it out (after the fact) from two incompetent workers (kid at receptionist desk and tall girl with glasses staff) at USC Credit Union branch located inside USC Village

Brit Churner
Brit Churner

It appears they changed the language after the fact.

“This one-time promotion is limited to new members opening an account in response to this offer.” was the language at the time of app.

They changed it after to “This one-time promotion is limited to new members who are USC Alumni opening an account in response to this offer. ”

Ripe for CFPB complaint. Screw these Trojans, I always hated them anyway.

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