The Offer
- Wescom Credit Union is offering a bonus of $500 after $2,500 in spend within the first three months on the Bruin Edge Visa card
Card Details
- No annual fee
- Card earns at the following rates:
- 5 points per $1 spent on select UCLA Purchases
- 1.5 points per $1 spent
Our Verdict
This is obviously a huge bonus by itself, but Wescom also has a $250 checking bonus and you can get an additional $250 when you qualify for a loan product. It’s not clear if you could effectively stack that with this $500 bonus and get a total of $1,000. Either way just this bonus by itself is a great deal and we will add it to the best credit card bonuses. Obviously we have no idea how strict they are on approvals or any of that other information so please share your experiences in the comments below.
Hat tip to Vanson
Has anyone who got denied online for Chex to rejoin the CU tried going in branch? Wonder if it would increase the odds because the banker may get something out of it?
what exactly is the referral for, or referral is required to open the credit card?
Sent.
“When your friend opens a Wescom Checking Account with $100 = $50 each (Use promo code RAF when opening the new account)
When your friend achieves Signature Membership within their first three months of account opening = another $50 each
When your friend achieves Platinum Signature Membership in that same time period = an additional $100 each”
Hello Davis, the rep at the branch cannot locate your account based on your name. It needs your phone number or account number to give the promo money to us.
Hmm weird. That happened to a previous one but not to any of the others. The last time it was resolved by telling them that the email address of my account is [email protected]
What’s the best way to meet the eligiblity requirement if you live out of state? Last time I called they still required me physically living in the footprint area even though friend option should bypass that via referral..
Denied due to Excessive Obligations in Relation to IncomeNever seen this before… I have an 800 score for 10+ years, never missed a card payment and only have a car loan that’s half paid off. Very strange
Edit: Oops, I put the wrong amount in a field lol. Looks like they autoreject if you don’t make 3x your monthly expenses
Looking for a referral. [email protected]
Sending you an email, thanks! 🙂
I am looking for referral too [email protected]
If there are referrals for the credit card, will gladly take one if anyone wishes to send to me. My email is [email protected]
Thanks!
sent
Thinking about applying for the checking and credit card. Anyone know if fake DDs are still working for the checking account bonus? The only DPs I see are for Schwab and those were 3 years ago.
My account is pretty old, but I can send a Schwab, Treasury, and Wise and tell you what the description line reads…
Wow, that would be amazing. Thank you so much!
Unfortunately, the account activity lines on the website don’t appear to assign any classifications. Perhaps the monthly statement will be more enlightening; I will post that when it comes out.
Fidelity
FID BKG SVC LLC : MONEYLINE CO: FID BKG SVC LLC
Schwab
SCHWAB BROKERAGE : MONEYLINK CO: SCHWAB BROKERAGE
Treasury Direct
APA TREAS 310 : MISC PAY CO: APA TREAS 310
Wise (memo “Payroll”)
Wise Inc : Payroll CO: Wise Inc
Wise looks promising…! If you manage to trigger two months in a row, in the following month you should the tracker labeled “Recurring Direct Deposit of $500+ per month” light up on the “My Membership” page (menu icon w/ 3 lines -> My Membership -> Electronic Services) 🙂
Diego Thanks for the update! New to Wise but have seen many people on DoC use it for DD. I’m curious:
Thanks!
Can anyone share their experiences with using this card for bank account funding?
My P2 just got approved for her Wescom checking account + Bruin Edge Visa a few days ago. She will apply for OnPath FCU and fund 1k with the Visa card when it arrives. We’ll report back 🙂
My P2 has been approved for her new OnPath checking account and the 1k charge on her Bruin Edge Visa card successfully coded as purchase 🙂
Thank you!
Have gone through incredible hassle. Getting this card also requires opening a savings account with at least $1 balance. Ok, tried to do that. Opening this account is possible only throught the internet with uploading a copy of the driver’s license or passport + selfie. Well, done that. But their secuirty system has rejected me and said “cannot verify indentity.” Apparently, the software colud not see that the picture on the DL and the selfie show the same person, me. Tried it three times, twice with the DL and once with passport. The same result.
Called them up, asked about that. Well, they are sorry, that made me feel very good indeed. Can I mail you everything? No. What are other options? Only one — come in person to a branch. The nearest branch from me is in Orange County, about 65 miles away. $500 bonus, but it is worth all this aggravation. Not to me.
I am glad they are so security minded, but when it becomes so oppressive, I wonder how much business they lose.
Beware!
Ugh similar experience here, very frustrating. Tried once ~2022, then in 2023 and both rejected. Wife got approved for hers, got the bonus, then closed. Will try again with wife’s
Be aware. Hard pull inquiry. Application was rejected because they consider having 3 other active credit cards is too much, despite only ~10% credit utilization and 800+ score.