Update 10/29/25: The Capital One media team reached out to clarify the new policy:
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Venture X: Customers are not eligible for the Venture X bonus if they have earned the Venture X bonus within the last 48 months
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Venture: Customers are not eligible for the Venture bonus if they have earned the Venture X bonus or the Venture bonus within the last 48 months
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VentureOne: Customers are not eligible for the VentureOne bonus if they have earned the Venture X, Venture, or VentureOne bonus within the last 48 months
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Basically, you can get bonuses in upward mobility fashion but not downward (VentureOne $0 fee –> Venture $95 fee –> Venture X $395 annual fee). There was (and maybe still is) conflicting terms in the Venture X language which was the basis for our original post, but the policy above is the official word and it kinda makes sense too.
Original Post 10/26/25:
Since 2023, Capital One has a rule that you can only get a signup bonus once every 48 months. They’ve now tweaked the language of the terms to combine the Venture X and Venture cards into one family for the 48 month wait:
You are not eligible for this product if you have received a new cardmember bonus for the Capital One Venture card or the Capital One Venture X card in the past 48 months.
It’s not clear if this language is yet being enforced, but worth keeping in mind.
Hat tip to CobaltSunsets
