The Offer
- Get $150 bonus when signing up for the Capital One Quicksilver card after spending $500 within three months
Card Details
- 1.5% cash back on all purchases
- No annual fee
- No foreign transaction fees
Our Verdict
The card just earns 1.5% back, and you should be getting a minimum of 2% value on all your purchases. The most interesting part about this card are the various promotions they’ve been running, like the current Spotify offer and the old Uber offer. It also might make sense for international purchases due to no foreign transaction fees (a rarity among no-fee cards).
As far as the signup bonus goes, the bonus has always been just $100 and it’s now increased to $150. I’d think most readers wait for bonuses of $200+ before signing up for a card, but it could make sense if you wanted this card anyway or if you want to get your foot in the door with Capital One (if that’s even a thing). A lot of people would just product change another card to the Quicksilver instead.
Remember that Capital One pulls all three bureaus for new credit card applications, though you can freeze your Experian and get approved. Check out these other Things to Know about Capital One before applying. We’ve also added this to our list of the best cash sign up bonuses.
Hat tip to Millionmilesecrets
