Capital One Spark Transitioning From Visa To Mastercard

Reader OG got an email from Capital One that their Capital One Spark business card is being changed over from Visa to Mastercard, with a new card coming in the mail which will have a new card number.

I assume that means all Spark cards are being transitioned over from Visa to Mastercard, let us know if you got notification of this as well.

Subscribe
Notify of
guest

36 Comments
newest
oldest most voted

Prologer
Prologer (@guest_1102132)
December 2, 2020 16:54

Was anyone succesfull asking to get their Spark card changed to MC over chat/phone?

Brett W
Brett W (@guest_1042083)
August 24, 2020 10:34

Will this have an effect on what payments I can use my Spark card for on Plastiq?

Chuckie Charleson
Chuckie Charleson (@guest_1041953)
August 23, 2020 23:32

For those interested- MasterCard Wireless phone insurance is a huge pain. I filed a claim after I absolutely destroyed my phone in a bike crash. It took 3 months of me checking in every few weeks before I actually got paid.

J
J (@guest_1041893)
August 23, 2020 20:38

Any DPs on new apps automatically being MC?

Brad C
Brad C (@guest_1043812)
August 27, 2020 00:38
  J

I got my card on the 19th and it’s Visa.

J
J (@guest_1045619)
August 30, 2020 17:40

Thanks for the info.  William Charles this seems to have always been the case IIRC, where it’s variable whether you get a visa or MC for spark cards. Do you have any more insight?

J
J (@guest_1054101)
September 13, 2020 14:59
  J
Sam
Sam (@guest_1041842)
August 23, 2020 18:21

Great, haven’t had a mastercard since Barclays

Steven
Steven (@guest_1041831)
August 23, 2020 18:03

Same for me and P2

Phil
Phil (@guest_1041825)
August 23, 2020 17:53

That’s awesome 😎

Old-monk
Old-monk (@guest_1041876)
August 23, 2020 19:44

How is MC better… which trick am I missing out on

Delanchet
Delanchet (@guest_1042016)
August 24, 2020 07:27

Why does it matter when the acceptance is pretty much the exact same?

S.
S. (@guest_1043260)
August 26, 2020 09:26

Costco only takes VISA currently so anyone that shops there personal or business wont be able to with this card anymore. To add to this, I already have a citi double cash card which is Mastercard for 2%. It was nice having (1) mastercard and (1) visa 2%

Prologer
Prologer (@guest_1077669)
October 22, 2020 16:00

MC has way better exchange rate abroad. The spread is like 0.1-0.2% at MC vs. 0.4-0.8% at VISA. Might seem like a small difference but it really adds up if you spend a lot abroad.

Chris
Chris (@guest_1041812)
August 23, 2020 17:09

I received the same email for my Spark Business. It also states the following new benefits are being added:
-Cellular Wireless Telephone Protection
-Mastercard ID Theft Protection

Ram
Ram (@guest_1041809)
August 23, 2020 17:04

They changed it few months back for me. Will it change the account opening date effect credit history?

MM
MM (@guest_1041861)
August 23, 2020 19:03

Do you happen to know if it’s a MC World Elite/Pro?

Sam
Sam (@guest_1041806)
August 23, 2020 16:54

If I downgrade a card and it gives new card number does that count toward 5/24?

😑
😑 (@guest_1041813)
August 23, 2020 17:13

When you need a new account number due to fraud, I don’t believe that resets 5/24, because if so it seems like I have to get a new Capital One number every couple months…

Sam
Sam (@guest_1042015)
August 24, 2020 07:20

But this is also a product change so it’s diff

Shawn
Shawn (@guest_1041838)
August 23, 2020 18:14

no.. you would get new car numbers if you card was compromised and you had to request a new one..