In November of last year Barclaycard made significant cuts to the benefits they give active duty military members. The main changes were that interest would be capped at 6% instead of 0% and annual fees would no longer be waived. Active... Read More →
Category - Credit Cards
You Profit (A Little Bit) When Fee % Equals Reward %
Now that RadPad is back and codes as travel, using Apple Pay at least, I thought it would be useful to explore how you make a profit when the processing fee percent is close to the percent you get back in rewards. I imagine that many... Read More →
Chase Freedom Unlimited 30,000 + 2,500 Point Offer, In Branch & YMMV
Reposting this because more people have reported being targeted for this offer without being CPC when checking for pre-approved offers. The Offer Update: People who aren’t CPC have also reported receiving this offer. Reddit... Read More →
Master List of Credit Cards with Additional Spending Bonuses
March 28, 2017 update: added FNBO Best Western cards. March 27, 2017 update: added IHG, Southwest, & Virgin America cards; moved various definitions of “year” to their own section. In the comments of our article “A... Read More →
Alliant 2.5% Credit Card to Rollout Nationwide in April
Alliant recently lauched a credit card that offers 2.5% flat cash back on all purchases and no foreign transaction fees. There is a $59 annual fee, waived the first year. The first year also gets a bonus cash back rate of 3% on all... Read More →
[YMMV] American Express Blue Cash Preferred $150 Upgrade Offer
The Offer Direct link to offer American Express are offering some Blue Cash Everyday cardholders the opportunity to upgrade to Blue Cash Preferred and get the following bonus: $150 cash back after you spend $1,000 within the first three... Read More →
Merrill+ Still Available Via Phone With Bonus
If you didn’t listen to us earlier and sign up for the Merrill+ card when the bonus was 50,000 points online (it was one of our top credit card offers when available), then you might still have a chance to get the card and the... Read More →
Bank of America Better Balance Rewards – Program Rules, Cashback Equivalence & Opportunity Cost
Reader Nate had a very interesting suggestion in the comments of my “Citi Double Cash: 2.00% or 1.98%? A Mathematical Analysis” post (warning: that post is quite niche): How about a post with a table/chart about diminishing... Read More →
Synchrony Financial Launches New Car Care Credit Card
Synchrony Financial has launched a new car care credit card, this card replaces the CarCareONE card that they previously offered. The card can be used at gas stations nationwide, wherever Discover is accepted and can also be used at... Read More →
[Targeted] Chase Hyatt 40,000 Point Sign Up Bonus
The Offer No direct link, e-mail subject line is 40,000 Bonus Points and More Earn 40,000 Hyatt points after $2,000 in spend within the first three months. Annual fee of $75 is not waived. Authorized user bonus of 5,000 points after... Read More →
[Targeted] Best Buy Rewards Card: Get $50/$100 For Spending Outside Best Buy
The Offer Select Citi My Best Buy Visa Cardholders have received the following offers: Spend $500 or more on purchases outside of Best Buy & receive a $50 rewards certificate Spend $1,000 or more on purchases outside of Best Buy... Read More →
Don’t Forget About CNB’s 70,000 Personal & 100,000 Business Offers Ending March 31st
City National Bank have two credit card offers that are available in branch (that I recently added to our best credit card bonus page). They are as follows: City National Bank 100,000 Point Visa Business Offer (requires $15,000 spend)... Read More →
Unsubstantiated Rumor: American Express Platinum Signup Bonus to Increase to 60,000 MR / $5,000 Spend. Will Referrals Come Back?
To quote reddit user sharpflatclip, “word on the street” is that the new American Express Platinum benefits & annual fee increase will be accompanied by an increase in the standard signup bonus. The current standard... Read More →
Update On Chase 1099-MISC For Referrals
Please consult with your tax advisor for tax advice. This article is for informational purposes only. In our post on banks that issue 1099’s for referral bonuses we noted that Chase does send out a 1099-MISC if you receive over... Read More →
[YMMV] American Express Business Platinum 50,000 Point Upgrade Offer
The Offer Direct link to offer (hat tip to GWBlueBlueBlue on /r/churning for new link) & reader Amrom A lot of people have reported receiving upgrade offers from their business charge cards to the American Express Business Platinum... Read More →

