Merrill+ Still Available Via Phone With Bonus

If you didn’t listen to us earlier and sign up for the Merrill+ card when the bonus was 50,000 points online (it was one of our top credit card offers when available), then you might still have a chance to get the card and the bonus. Reddit user aoechamp applied by phone (866-751-1257) and was told that the offer was 50,000 points after $3,000 in spend (the previous online offer).

They received their bonus, but only 25,000 points instead of 50,000 points. Apparently the offer has changed to require $2,500 in spend for 25,000 points rather than the $3,000 spend required for 50,000 points. Other reddit users that applied recently have also been told that they are enrolled in the 50,000 point bonus.

I suspect if you apply by phone and are told that you’ll receive 50,000 points you’d be able to get that offer by making a complaint. As always, whenever you make a phone call make sure you get a reference number for that call and write down exactly what you were told.

You can read our full review of the Merrill+ card by clicking here. You can also read our guide to redeeming points here.

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ES
ES

Just dropping a DP:

applied on 9/18, was pending for a few days, then denied. Called recon at 888 503 6091 and was approved with 5k line. No prior affiliation with BoA or Merrill. 6/24 at time of application. CS ~700.

David
David

Just tried signing up for this, was sent in circles several times. Bounced between BoA, Merrill, and an automated system.They don’t seem to want anyone to get the card any more, please let me know if anyone else finds a way.

titiex
titiex

Dead.

James
James

I applied for this card and the alaska biz on the same day 9/13. Received double hard pulls. I was denied on both, but successfully reconned M+ with a $5K limit. Unfortunately, they pulled my credit report AGAIN today on 9/15…leaving me with 3 hard pulls on TU.

Can I dispute and get the last hard pull removed? Any recourse?

I also want to recon the alaska biz…will BofA perform another hard pull?

Craig
Craig

Received the card today after being approved on 9/5. The welcome package has a promotion flyer on which written in bold about the 50K offer after $3000 spend in first 90 days. So its official from the bank and they are honoring the points mentioned on the phone at the time of applying.

Aegan
Aegan

Applied via phone today after reading so many good reviews without any Code. The application got approved in 2 hours, hopefully they honor the 50K points. Still the card looks slick though!

BR
BR

Applied via phone. Code BAABZX brought up 50K bonus offer no problem. Application referred to credit analyst.

BR
BR

Update: Approved in a few hours.

Summer
Summer

What is the cash back offer associated with this card?

SamSimon
SamSimon

$500 statement credit

Vince
Vince

DP:

1st card approved 2/23/17

Applied for 2nd card 9/1/17

Approved 9/5/17

DW
DW

Did you close the 1st card before applying for the 2nd?

Vince
Vince

Nope, card still opened. Didnt even use it once the bonus posted. Waited like 4-5 days in pending/review before the card eventually got approved.

DW
DW

Wow nice, makes me want to pull the trigger before this goes away. I’m at 3 BoA cards now so curious if they would give me a 4th.

SamSimon
SamSimon

Vince, you didn’t freeze EX? and didn’t applied and got many cards withing 12 months? thanks

Vince
Vince

Didn’t freeze Experian, 731 score. Was like 8/24 at time of application.

titiex
titiex

Applied today and denied because I dont use the two better balance rewards. Only 2 cards with BoA both 9 yrs old, and they said I have enough cards .. oh well :/

Chuck

Hmm, wow, that is strict. I thought it was (soft) limit 4, and I thought it only counted more recent cards.

titiex
titiex

i thought so too..in their defense those two cards only see a $1 amazon reload and netflix on the other. Tried recon twice already, tried moving credit around but they keep saying no. They said they cant reallocate the credit since the card has to be approved first for they wont approve it cause they feel i have enough credit lines with them..
At least this leaves me still at 3/24 so gonna try hit chase again (I just saw great value for this bonus since i mostly fly jetblue)