In case you didn’t know, Credit Sesame recently launched their referral program. If you refer 6 or more friends in any calendar month, Credit Sesame will send you a $150 amazon gift card. I was very critical of this referral... Read More →
Category - Credit Scores
American Express Testing Free FICO Scores As A Benefit
A lot of card issuers have started offering free FICO scores to consumers under the FICO open access initiative. Citi was the last card issuer to tell consumers that they would be offering cardholders free access to their FICO scores... Read More →
How Average Age Of Accounts Is Calculated & Affects Your Credit Score
On this blog we often talk about something called your average age of accounts (AAoA), we’ve had a few e-mail queries recently about how this is calculate and how it affects your credit score. Before we go any further it’s... Read More →
Refer 6 Or More People To Credit Sesame & Earn A $150 Amazon Gift Card
The Offer Refer 6 or more people and earn a $150 Amazon gift card The Fine Print Update: They have updated the terms for this referral bonus to remove the first 100 customers aspect, it also looks like this is recurring offer that... Read More →
Citibank To Start Offering Cardholders Free FICO Scores
Citibank has announced that starting in January, 2015 they will provide their cardholders with access to their FICO score for free. Unfortunately this won’t be able to all Citibank cardholders, it will only be available to those... Read More →
Wells Fargo Temporarily Offer Consumers Access To Free Credit Scores + Reports
Between now and November 16th, 2014 Wells Fargo customers can get access to their credit report and credit scores for free. Unfortunately it’s not possible to do this online and you’ll need visit a Wells Fargo branch and... Read More →
myFICO Launches Three New Products
myFICO (which is the official consumer facing company for FICO, which produces the most commonly used credit score, the FICO score) has launched three new products. myFICO uses the 2008 classic version from all three credit bureaus... Read More →
New Proposed Bill: Fair Credit Reporting Improvement Act of 2014
Rep. Maxine Waters (D., Calif.) has proposed a new bill titled “Fair Credit Reporting Improvement Act of 2014” which would make a number of changes to the data that credit bureaus are able to keep on consumers. Below are a... Read More →
Mint.com Now Offering Free Credit Scores
Mint.com is now offering free credit scores to it’s members. The score they are provided is not a FICO score, instead it is a FAKO score under the name of “Equifax® credit score”. In addition to this free product, they... Read More →
Changes To The FICO Score (FICO 9)
Earlier this year we reported that FICO would be releasing the latest version of the FICO score, titled “FICO 9” this is the first major change to the FICO score since the release of FICO 2008 back in early 2009. When this... Read More →
Credit Karma Now Gives Users Access To Their Full TransUnion Credit Report Updated Weekly
Credit Karma has announced that users can now get their full TransUnion credit report updated weekly. This is in addition to the one free TransUnion credit report that consumers are legally entitled to under the FACT amendment to the... Read More →
PenFed Now Offers It’s Cardholders A Free FICO Score
PenFed is the latest credit card issuer to start offering it’s cardholders free access to their FICO scores. When you log into your account you should see a button that says “Your FICO score is ready! View it now” at... Read More →
Sallie Mae Will Now Provide A Free FICO Score To Eligible Borrowers
Sallie Mae has announced that it will provide student loan borrowers with loans disbursed in the 2014-2015 academic year with a free FICO score that is updated quarterly. In addition to this free score Sallie Mae will also provide... Read More →
myFICO Score Watch Product Now On Cash Back Sites
I was doing some research updating our myFICO coupon page and noticed that a number of cash back portals have added the myFICO score watch product. Because the that promo page is one of the most visited pages on our site I thought... Read More →
How Does A Charge Card Affect Your Credit?
Today’s question was originally asked by vtfan08 on reddit.com/r/churning. We have rephrased it slightly so it makes sense without the background discussion. Question: I’m tossing up between getting two cards, they both... Read More →
