Capital One recently rebranded their credit monitoring tool, making updates weekly instead of monthly and giving users access to their TransUnion VantageScore V3 credit score (previously a TransUnion New Account Model score). They have... Read More →
Category - Credit Scores
Quizzle Switches To TransUnion From Equifax Without Informing Users
Quizzle is a free credit monitoring site that gives you a free credit score (VantageScore version three) and also informs of you any major changes to your credit (e.g new application or late payment). When they originally launched they... Read More →
Citizens Bank To Offer Free FICO Score In March
According to a source at Citizens Bank they will begin offering credit card holders a free Equifax FICO score through their online credit card portal on March 9th, 2016. The online portal is run by TSYS and it’s possible that... Read More →
WalletHub Review – Free Credit Monitoring, Credit Scores & Reports
WalletHub is another site in the growing free credit monitoring/scores/report space (others include: Credit Karma, Credit Sesame, Quizzle, Credit.com & WisePiggy). WalletHub’s competitive advantage is that they update data... Read More →
What’s The Best & Cheapest Way To Monitor Your Credit?
I used to have Citi credit monitoring, but haven’t used that for awhile. What’s the best way to monitor my current? Amol, of Travel Codex Fame (paraphrased) Most credit cards now come with a free FICO score, so use those for... Read More →
Bank of America Slowly Rolling Out Its Free FICO Score
At the very start of 2015, President Obama announced at a speech at the Federal Trade Commission that a number of financial institutions would be offering consumers access to their FICO score for free. One of those financial... Read More →
American Express Now Offering Free Experian FICO Scores To More Cardholders
American Express have been running a pilot program since late 2014 where some targeted cardholders were able to get their Experian FICO score for free. It seems that today a lot of new cardholders have been targeted for this free score... Read More →
Complete Guide To ITIN’s: Applying For Credit Cards, Credit Reports & Credit Scores
What Is An ITIN? A reader recently asked me what credit cards they could apply for using an ITIN. For those not familiar ITIN stands for Individual Taxpayer Identification Number, these numbers are given to foreign employers by the IRS... Read More →
US Bank Re-Adds Free Credit Score For Cardholders
In late April U.S Bank announced that they would no longer be giving cardholders access to their Experian FAKO score for free, Experian also sent out e-mails to people who had enrolled in this service to let them know they could pay for... Read More →
Huntington Voice Now Comes With Free Equifax FICO Score
The Huntington Voice credit card (choose your own 3x category and up to 10% bonus for checking customers) now comes with a free Equifax FICO Score. This score ranges from 300-850, meaning that it’s a classic score and not industry... Read More →
US Bank Removes Free Experian FAKO Score, Promises Another
You may have noticed in your US Bank login that they’ll no longer be offering a free Experian credit score after May 28, 2015. Here’s what came up in my US Bank login: The credit score offered by US Bank (until May 28) is an... Read More →
Credit Karma Announces New “Thin File Experience”
Credit Karma are trying to make their site more accessible and useful to those who don’t have a lot of credit history. People in this situation are often described as having a thin credit report or thin file and they are usually:... Read More →
myFICO Now Provides Consumers With 19 Different FICO Scores (Industry Specific)
myFICO is the consumer website for FICO, previously it has provided consumers with access to their FICO8 scores for Equifax, TransUnion & Experian. Recently they’ve added industry specific scores as well, these are the scores... Read More →
Complete List Of Places To Get Free FICO Scores
There is an updated version here. Here are all of the ways to get a free FICO score, FICO scores are used in 90% of all lending decisions. If you want a FAKO score (the general name given to a score not used by lenders) then we suggest... Read More →
A Look At The Chase Free FICO Score Dashboard
In case you didn’t know, Chase has started offering a free FICO score to Slate credit card holders. They are using the data found in your Experian credit report to calculate this score and the classic 2008 scoring model. The score... Read More →