Changes Coming to Existing eBay/Paypal Mastercard Cardholders in 2019

The eBay/Paypal Mastercard card sent out an email to cardholders about “exciting changes are coming to your eBay Extras Mastercard® in 2019.” It seems they haven’t yet settled entirely what the changes will be: “But first, we’d like to hear what you think about your rewards program. Please take a few minutes to complete a brief survey.”

eBay recently launched a new eBay Mastercard which 3x (worth 2%) on eBay until you spend $1,000 in the year, then 5x on eBay purchases (worth 3.33%) thereafter. I took the survey and they mentioned that this 5x/3x structure – exactly how it is on the new card – is being considered to replace the existing structure which earns 3x on gas and restaurants, 2x on eBay and Paypal, and 1x everywhere else.

The new structure is a bit better for eBay purchases for high eBay spenders. Most others won’t find the card too interesting unless there are other benefits.

The survey included many other potential benefits for things like:

  • quarterly cardholder discounts on eBay
  • regular cardholder discounts on eBay
  • discounts on your most used eBay category
  • 5% discount on electronics costing $100+ purchased on eBay
  • free return shipping on eBay when using your card
  • discounts for eBay Valet users

My guess is they’ll be changing us all to the 5x/3x structure of the new card, maybe with another benefit or two. But apparently they’re still doing research so we’ll see how it goes.

The email:

Initial screen layout the proposed new card details:

One of the many different screens they go through in the survey with potential card benefits:

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