Chase cards can now be used instantly after card approval by adding the card to your mobile wallet like Apple Pay, Samsung Pay or Google Pay.
I was recently approved for the Chase Sapphire Reserve card, and Chase sent me an email with the subject line ‘Use your new credit card before you get it in the mail’. It stated as follows:
Your new credit card ending in [redacted] is on its way, but you can add it to your digital wallet now and start using it to pay in stores, online and in merchant apps.
To add the card to your digital wallet:
• Sign in to the Chase Mobile® app.
• Choose your new credit card.
• Go to your digital wallet and then add your card.
Once it’s added, you can start using it right away. You may not be able to use your full line of credit until you verify that you’ve received your card in the mail.
A few r/churning members mention getting the same, and I assume this now works on any new Chase card. And coole106 gives us a tip to get the card added to Paypal too via Chase Pay which is really helpful for online merchants who do not accept mobile wallets. (Update: readers in the comments were not successful with the Paypal bit.)
So while Chase is not as easy as Amex who often gives the actual card number instantly upon approval, this mobile wallet workaround is almost as good.
You can even fully meet the spend requirement and get a signup bonus, all before receiving the physical card in the mail.
We’ve updated our List of Credit Cards that Issue an Instant Card Number Upon Approval to reflect this change. I think this option has been around for at least a month or two, possibly longer.
