Posted by Chuck on August 26, 2019
Credit Cards

Published on August 26th, 2019 | by Chuck

62

Chase Freedom & Freedom Unlimited $200 Signup Bonus Offer with $500 Spend Requirement

The Offer

Freedom Link | Freedom Unlimited Link

  • Chase changed the signup bonus on the Freedom and Freedom Unlimited cards. The new bonus on both cards is $200 cash back after spending $500 within 3 months.

Card Details

  • No annual fee
  • Freedom Unlimited earns 1.5% on all purchases
  • Freedom earns 1% on all purchases, 5% on rotating categories (up to $1,500 per quarter)
  • Card earns cash back, but if you have a premium Chase card like the Sapphire Reserve/Preferred, the cash works like Ultimate Rewards points
  • Full Freedom Unlimited review here

Our Verdict

Standard offer on both has typically been $150/$500, so this is a small boost. There are occasionally targeted or branch offers of $300 for either of the cards.

For the past number of months, Freedom Unlimited has been going with a completely different incentive, offering 3% back on up to $20k in purchases during the first year. Now, they’ve reverted back to the more typical bonus structure, and both Freedom cards now offer $200 bonus on $500 spend.

Hat tip to reader HCL



62
Leave a Reply

avatar
 

  Subscribe  
newest oldest most voted
Notify of
Abhirup
Abhirup

Any place to leave referral links?

G
G

Are you sure your referral gives $200?

Lrdx
Lrdx

It does not.

I’ve just generated a referral link from my card, it gives only the $150 bonus after $500 spend offer.

Brandon Lee
Brandon Lee

try checking in a few days, Chase traditionally updates the sign up bonus via referral a few days after elevating public sign up bonuses

Shri
Shri

For me it’s still showing the old 3% offer and no sign up bonus. I guess, I need to wait before generating another referral link

Anonymous166
Anonymous166

Hopefully the sign-up bonus is still in effect next year when I snag another cc. Just got the CF a few months ago – darn!

Saurabh Pandit
Saurabh Pandit

I applied for Chase Freedom and got approved/opened my card on 08/03/19.It is like 25 days since I opened my card and my bonus is like $150 for spending $500, do you think I can talk to someone in Chase to bump my offer to $200 for $500 spent?

Thanks

Rowan
Rowan

Send them a secure message and ask that your bonus be matched to the current public offer. I think I’ve read that they might not agree to match it if you’ve already spent the $500 but I’m not sure so probably worth a try regardless. Lots of positive data points out there with revised Chase bonuses being matched after application approval via SM.

SMan
SMan

I don’t know for Chase Freedom. I have a Chase Marriott card, which I got it few years ago, via a referral link. Public offer was a little better. I called Chase, the CSR matched the offer for me.

Lilz
Lilz

Im on the same boat right now trying to get them to raise it.

Lina Max
Lina Max

Tried calling and asking for a match. I was approved for a Freedom a few weeks ago and haven’t yet spent $500. I was told it’s not possible because the new offer prohibits matching. Wanted to try the request by SM, but it looks like I can only send SMs when on a computer. I only have access to the mobile site and app. Anyone know a work around for this?

Madeline Alright
Madeline Alright

One workaround would be waiting until you get home and then use your labtop.

Kerry
Kerry

Switch to desktop view in your phone’s browser. It doesn’t matter if you’re on the phone or a computer as long as you are viewing the non-mobile website.

Madeline Alright
Madeline Alright

I had “pre-qualified” for this card with a $150 bonus in May, but didn’t apply (I went for CSR instead). But how can we check if we are pre-qualified this time? Last time, it just appeared under “Just For You” offers. But this time I don’t see it. I’d probably open it for $200, since $500 spend is super easy.

Klei
Klei

I have a Freedom that just passed a month old yesterday, and I want the CFU as well to build the trifecta. Do you think Chase will approve me for another card after just a month? It’ll be my second Chase card and fourth card overall if I get it. Also, do I need to complete the signup bonus on the CF first before I can get the SUB for the CFU, or can I work on both sign up bonuses simultaneously? I’m currently at $300 spend out of $500 needed on the CF.

Ann
Ann

I’m not sure if that’s enough time between cards, but you can definitely work on both bonuses simultaneously. General recommendation to be safe seems to be waiting 90 days between Chase apps, but it is possible to get 2 personal Chase cards within 30 days.

Joe F
Joe F

FYI I applied for Freedom then CFU 31/32 days apart and was approved for both. First app was instant approval but second had to take a review.

Shalom
Shalom

Hi. I already have both Freedom and Freedom Unlimited. I’ve had them for a while. Do you know if I can apply for a 2nd Freedom card? Thank you.

Erin
Erin

I have 4 credit cards, 2 of them at the last 2 years.
1. If I apply for freedom and then in 2months for freedom unlimited, they won’t do hard pull again?
2. There is no date on this promo. How fast do they usually expire?

Erin
Erin

3. How fast do they usually send the card after applying?

Erin
Erin

No patience 🙂 I have to pay for something in 2 weeks. Applied for both but received one letter (I have checking+saving in Chase)
“We have received your request for a Chase credit card. We’ll let you know our decision as soon as possible.”
When should I call them if they don’t give me their decision as soon as possible?

Ric
Ric

The previous promotion was way better.

Celia
Celia

My time machine is in the shop, bummer. 🙂

Andrey
Andrey

How was it better? Unless you plan on spending $15-$20k within that first year of 3%, this seems like a better deal.

Andrey
Andrey

Will they match $200 for $500 spend if applied for CFU a couple days ago with the 3% offer?

Serge
Serge

I was approved for CFU yesterday, and prefer that 3% deal over $200 – as I plan to use the points via travel portal and CSR and thus will get more value over the year.

Celia
Celia

In past promos, the cash back is in the form of UR points. How much do you have to spend to break even on the extra 1.5%, like $7,000?

TheJstandsforJ
TheJstandsforJ

As mentioned below the $200 is really 20,000 UR. I don’t know how the extra 10k UR could be worth the extra $19,500 of spend on the CFU. At CSR portal values, that is a 0.8% return on that spend. That is IF you spend exactly $20k that couldn’t be put on better cards.

Shalom
Shalom

I already have Chase Freedom and Chase Freedom Unlimited. Can I apply for a 2nd one? Thank you.

Steve
Steve

they are not matching if you opened with the 3%

Randall
Randall

DP: reading DoC chase matching I reached out today 8/26/19. I applied 8/15/19 for $150 after $500. I sent two seperate SM asking to match the additional $50/5k UR and both responded with no. I mentioned it was a public offer even posted screenshot of public offer. Finally called CSR and asked for same thing and didn’t receive an answer over the phone (he acted like he was going to give me one put me on hold then said I would get my answer in 5-7 business days so probably a no as well). Might keep trying but they really don’t want to match me. Maybe policy has changed recently?? Any other recent DP?

Madeline Alright
Madeline Alright

it’s just $50 man.. is it really worth all that time calling and e-mailing? in 30 mins I could make $50 pretty easy.

Vindi
Vindi

At least he shared something useful. And what did you do?

Vindi
Vindi

At least he shared something useful. You?

annoyed guy
annoyed guy

Same here, I applied on the 20th. Let me know what you get in the mail. I also sent 2 secure messages and they were both adamant about refusing me which kind of ticked me off. This is kind of bs tbh. Not a great way to start with chase, since this was my first card

Erin
Erin

I never make credit card travel deals, only cash.
Do they deposit $200 for CFU or it will be points to pay for travel?

Celia
Celia

You can do either. You can either bank it to use toward travel or gift cards or have it applied as a statement credit or check or deposit into your bank account.

annoyed guy
annoyed guy

For Anyone trying to match have you been successful? They keep saying this, which suggests this is something they never do and I know they’re lying:

“After careful review, your account isn’t eligible for the new offer you requested, the original offer will remain on your account. You will receive bonus 15,000 points after you spend $500 on purchases in the first three months your account is open. I’m sorry our efforts to assist you did not result in the outcome you had expected. We ask you to trust that this decision is the same for all customers. We feel adhering to the policy for all customers is the best way to remain fair and consistent. “

PointsChaser
PointsChaser

I applied for CFU on Aug 21 with 3% back offer. After seeing the $200 bonus offer, I reached out to Chase to see if they could match the public offer since I only used the card for 7 days and haven’t reached the $500 mark. I messaged them through SM. They said they cannot do it 🙁
Here is the reply I got –

Allow us to provide information about the sign up bonus
for your Chase Freedom Unlimited Card.

While the option to match the $200 cash back offer
is not available, let us confirm that you have a sign up
bonus available on your card:

– You will earn 1.5% additional cash back (total of 3%
cash back) on all purchases in the first 12 months from
account opening up to a maximum spend of $20,000.

You’re eligible for the bonus as long as:

– You haven’t received a new cardmember bonus on this
account in the past 24 months.

– Your account is open and not in default when we post
the bonus.

Mo
Mo

Anyone want a referral link?

Back to Top ↑