Posted by Chuck on April 4, 2019
Credit Cards

Published on April 4th, 2019 | by Chuck

26

Chase Freedom Unlimited 3% Back 1st-Year Signup Offer Now Public (max $20,000 spend)

The Offer

Direct Link to offer

Chase Freedom Unlimited changed their signup bonus from $150 ($500 spend) to 3% back on up to $20,000 of purchases within the first year. It was initially only available in-branch, then became available via referrals, and it’s now the public offer showing on the Chase site.

Card Details

  • No annual fee
  • Regular rewards rate after first year is 1.5% back
  • Card earns cash back, but if you have a premium Chase card like the Sapphire Reserve/Preferred, the cash works like Ultimate Rewards points
  • 0% Introductory APR for 15 months on purchases and balance transfers (5% balance transfer fee)
  • Full review here

Our Verdict

We analyzed the offer more in previous posts. If you are signing up for the card, consider helping out a fellow reader by using a referral from this thread – the bonus is exactly the same as signing up directly and you’ll help someone out in the process.

The $150 offer is no longer available through public channels, though some people’s referral offers are still showing the $150 offer. You can leave referrals for Freedom Unlimited in this dedicated thread. If you have the $150 referral offer, add an addenda ‘$150 offer’ to the comment, along with your link, with no additional words.



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Matt
Matt

I got this card back in January. Any chance they would match the public offer?

Taco
Taco

If you haven’t finished you $500 spend by now…I don’t think the 3% offer is for you. And if you have, then you have received your bonus, so no.

Sevillada
Sevillada

They should have a fun promo…where they approve people over 5/24 😛

Lrdx
Lrdx

It’s called in-branch targeted offers.

Sevillada
Sevillada

Fun promo online 😉

Dan
Dan

I have the 150 referral link available as well! Is it okay that I post?

Aby
Aby

can i upgrade my old Chase Freedom to this Unlimitied and bypass 5/24 during the upgrade?

Ann
Ann

I thought product-changing into a card means you don’t get that card’s signup/first-year bonus…? It’s usually done to get out of an annual-fee card.

And I think bypassing 5/24 requires an in-branch pre-approved offer.

djyuran
djyuran

Can I churn 3% if I already got it last year?

SideshowBob233
SideshowBob233

Doesn’t seem to list an expiration date for the offer — anyone know when this one expires or how long Chase bonuses usually run?

Daniel
Daniel

Why would anyone want to spend 20k to earn an extra 300$ versus regular SUBS that are like 5k for 500

JohnnyBoyJr
JohnnyBoyJr

Freedon is a great go-to card to always have in your pocket when one of your other ones won’t do.
And the more important part is that it has a 15-month 0% offer. I was just about to sign up for it, then discovered one with a 20-month offer, so I went for that one for the time being.
Some of us don’t want to spend $20k. We just like double bonuses. (and UR bonuses on top of that)

missjenniferd1
missjenniferd1

which card did you find for 20 months?
us bank platinum? or a different card?

also, is this 20 months on purchases or just bal xfers? i like to keep a notebook of 0% cards, and then as my current 0% offer runs out, then i know who to go for next. i am currently on 20 months with us bank platinum, and just wondered if you found a different one?

BadgerTerritory
BadgerTerritory

Associated Bank has a 20 month

midas89
midas89

Sadly, I already have a Chase Freedom Unlimited Visa Card. So, they won’t let me get the 3% rate offer. They said: “This product is available to you if you do not have this card.”

djyuran
djyuran

what if you close it before applying?

midas89
midas89

They said if I close my account it will take a while before their system regards me as eligible for this offer…the rep could not give me an exact time…and there is a chance by the time I become eligible this offer might be gone.

Jake
Jake

If you sign up an authorized user, do they get the 3% as well?

DDM
DDM

I’d be interested in knowing an answer to this as well

Rick
Rick

is this an ‘amazing’ offer or just a ‘good’ offer? is it basically just an extra 35k URs? since the regular CFU would earn 1.5%? or am i calculating this wrong

William Charles

Just an OK offer and really only worth considering if the 20k spend is easy to hit.

Alys Holden
Alys Holden

i think 20k is practically nothing.

akjohnny
akjohnny

when is the deadline to apply to get the 3% bonus offer?

hotelguy
hotelguy

applied for this card as i was way above 5/24 through chase branch pre-approval, was approved for the card in a week. i am pleasantly surprised by the outcome.

Michael
Michael

I planned to PC this to Freedom after 1st year. Anyone know if this is possible?

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