[Update] Chase Freedom Unlimited 3% Back 1st-Year Signup Offer Now Public (max $20,000 spend)

[Update 8/28/19: New public offer is $200 after $500 in spend. The old 3% offer is still available via affiliates; find your favorite blogger and use their link if you’re interested in the old offer. (ht reader RO)

The Offer

Direct Link to offer

Chase Freedom Unlimited changed their signup bonus from $150 ($500 spend) to 3% back on up to $20,000 of purchases within the first year. It was initially only available in-branch, then became available via referrals, and it’s now the public offer showing on the Chase site.

Card Details

  • No annual fee
  • Regular rewards rate after first year is 1.5% back
  • Card earns cash back, but if you have a premium Chase card like the Sapphire Reserve/Preferred, the cash works like Ultimate Rewards points
  • 0% Introductory APR for 15 months on purchases and balance transfers (5% balance transfer fee)
  • Full review here

Our Verdict

We analyzed the offer more in previous posts. If you are signing up for the card, consider helping out a fellow reader by using a referral from this thread – the bonus is exactly the same as signing up directly and you’ll help someone out in the process.

The $150 offer is no longer available through public channels, though some people’s referral offers are still showing the $150 offer. You can leave referrals for Freedom Unlimited in this dedicated thread. If you have the $150 referral offer, add an addenda ‘$150 offer’ to the comment, along with your link, with no additional words.

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