Last week Chase added restrictive wording to the no-fee INK Cash and INK Unlimited cards indicating they might not give the bonus to someone who previously had any Chase no-fee card.
Reports are surfacing now that Chase has added a popup eligibility notice to those who are not eligible for the bonus
A quick update about your application
It looks like you’re not eligible for a bonus for a Chase Ink Business Cash credit card. This can happen if you currently have this card or have had it previously. Customers who are applying for a Chase Business card without an annual fee or who have held this card are also ineligible.
You’ll then have the option to proceed with the application without a bonus or to cancel the application with no credit score impact.
While this is overall negative news to see Chase sometimes enforcing the once-per-lifetime limit on the no-fee INK business cards, I do like that it’s clear in the application flow whether you are eligible for the bonus.
The new restriction seems to only be on the INK Cash and INK Unlimited cards.However, a report mentions seeing the lifetime-limit clause in the terms of annual-fee Chase signup bonuses as well.I’ve heard grumblings that the new limit is only for SSN applicants and that EIN applicants can continue to get more than one. I don’t know if this is accurate.- One reader reports getting the popup on the INK Preferred card when applying with an EIN.
- Another data point confirms seeing it even after getting a preapproval.
- Lifetime language and popup now live for the INK Preferred card as well.
Again, you don’t have to overthink any of this – just apply and see whether the system gives you a popup.
