Chase Southwest Personal Cards: 85,000 Points Signup Bonus (Via Referral Link)

The Offer

No Direct link, use a friend’s referral link (no link sharing or requests in the comments below)

Chase is offering the following bonus on the Southwest Plus, Premier, and Priority cards:

  • Earn 85,000 points after you spend $3,000 on purchases in the first 3 months from account opening.

 

Card Details

  • Annual fees are not waived the first year; note: annual fees have increased: Plus is $99, Premier is $149, Priority is $229.
  • Card earns the following rates:
    • 2x/3x/4x points for Plus/Premier/Priority for every $1 you spend on Southwest Airlines purchases
    • 2x points for every $1 you spend on Rapid Rewards hotel and car partners
    • 2x points per $1 you spend on local transit and commuting, including rideshare
    • 2x points per $1 you spend on internet, cable, phone services, and select streaming
    • 1x points for every $1 you spend on everyday purchases
    • Special rates on specific cards:
      • Plus: 2X at Gas stations and Grocery stores on the first $5,000 in combined purchases per year.
      • Premier: Earn 2 points for every $1 you spend at grocery stores and restaurants on the first $8,000 in combined purchases per anniversary year. 
      • Priority: Earn 2X at Gas stations and at Restaurants
  • First checked bag free. Cardmembers and up to 8 additional passengers in the same reservation can check their first bag at no additional cost. (Since Southwest no longer offers free checked bags for everyone, they added it as a benefit for cardholders.)
  • No foreign transaction fees on all 3 cards
  • Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins.
  • Seat selection within 48 hours prior to departure when available. For the Plus card it’s for a Standard seat. For the Premier and Priority and for both business cards it’s for Standard or Preferred seat.
  • Get 25% back on in-flight purchases
  • The Plus and Premier get  2 earlybird check-ins per year
  • Premier card gets 15% Flight Discount each year on your cardmember anniversary (Excludes Basic fare); Plus card gets 10% Discount.
  • Premier and Priority earn 1,500 tier qualifying points towards A-List status for every $10,000 spent, with no limit on the amount of TQPs you can earn
  • The Premier personal card earns a 6,000 points anniversary bonus; the Plus earns 3,000 points anniversary bonus; the Priority earns 7,500 anniversary bonus
  • The Plus and Premier personal and business cards get a new benefit of 2 earlybird check-ins per year
  • Priority card gets: Preferred Seat selection at booking when available, Upgrade to Extra Legroom seat within 48 hours prior to departure when available, Earn 2,500 tier qualifying points towards A-List status for every $5,000 spent annually.
  • All cards (besides Plus personal and Plus business) earn 1,500 tier qualifying points towards A-List status for every $10,000 spent, with no limit on the amount of TQPs you can earn.
  • All cards (besides Performance Business) get 25% back on in-flight purchases.
  • Southwest credit cardholders get 10,000 Companion Pass-qualifying miles which brings down their overall miles required to get the pass from 135,000 to 125,000
  • Chase 5/24 rule does apply to this card
  • How Much Are Southwest Rapid Rewards Points Worth?
  • Everything You Ever Wanted To Know About The Southwest Companion Pass

See the post: Chase Southwest Cards Increase Annual Fees & Change Benefits for a roundup of changes in benefits and fees on the new updated card.

Our Verdict

We just saw these cards at 100k and hopefully everyone who wants the card got in on that offer. That said, 85k is historically an excellent offer (it matches the highest offer ever, discounting that recent 100k offer), and if someone missed out on the 100k it could make sense to go for this. The timing also can work out well for Companion Pass purposes – see our post Getting Two Years Southwest Companion Pass With The New 100k Card Signup Bonus (2026-2027) to learn more.

For now this offer is only available via referral links. I’m guessing the offer will go to public links soon (maybe on the 27th/28th?). Given that the 100k offer just expired, I don’t think we’ll be creating a referral sharing thread for this offer. You can google around to find a referral link if you need one. No referral sharing or requests in the comments below.

We’ll add this to our list of Best Credit Card Signup Bonuses. Before applying, check out these 26 Things Everybody Should Know About Chase Credit Cards.

Hat tip to reader Malia

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