Posted by William Charles on January 23, 2020
Credit Card Offers

Published on January 23rd, 2020 | by William Charles

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Chase United Business 100,000 Miles Offer ($10,000 Spend)

The Offer

Direct link to offer

  • Chase is offering up to 100,000 miles on the United Business card after $10,000 within the first three months

Card Details

  • Annual fee of $99 not waived first year
  • $100 annual United travel after 7 United flight purchases over $100
  • 25% back on United inflight purchases
  • Card earns at the following rates:
    • Earn 2 miles per $1 spent on purchases at restaurants, gas stations, and office supply stores.
    • Earn 2 miles per $1 spent on local transit and commuting, including taxicabs, mass transit, tolls, and ride share services
    • Earn 2 miles per $1 spent on tickets purchased from United.
    • Earn 1 mile per $1 spent on all other purchases.
  • 5,000 bonus miles each card anniversary when you have both the United Business card and a personal United credit card
  • Last seat availability
  • Miles don’t expire
  • Free checked bag when you pay with card (for 2 people)
  • Priority boarding
  • 2 Club passes per year
  • No FX fees
  • 5/24 rule applies to this card

Our Verdict

Annual fee has increased to $99 and some new benefits have been added as well. This is better than the previous 100,000 point offer as it only requires $10,000 in total spend instead of $25,000. The 5/24 rule does apply to this card, so most readers won’t be eligible for this card/bonus. The nice thing is that Chase business cards do not report to your personal credit report so this card won’t be added to your 5/24 total. I will be adding this to our list of the best business credit card bonuses as I think it’s definitely worth signing up for if you’re eligible and can meet the minimum spend requirements.



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David
David

This seems like it basically has all the benefits of the equivalent personal card? The 5000 yearly points might cover the annual fee, depending on how you value them. I’ll probably apply for this then downgrade my personal united card to a no-annual-fee card.

az
az

I have a 0 AF Chase United Reward card, so with this card, whether I can get 5000 miles back? If so, the AF for this card would be just like $29.

Chris Paterniti
Chris Paterniti

Its got to be the United Card, personal version. And Thta card has an annual fee, making that ‘benefit’ a trap in my opinion. These particular cards are not worth the AF so you get them, and use the points before they expire. The expanded reward availability for having a United CC card is honestly the best perk at this point.

Chris
Chris

United points don’t expire.

BrianC
BrianC

If you don’t have a CC or any activity for 18 months they do expire.

Brian C 🐕

There is a no fee personal united card you can downgrade to.

No One
No One

This can’t be a coincidence with all the AA shutdowns. Good for them to capitalize on that.

LBC
LBC

There is literally zero overlap between people getting AA shutdowns and people who are able to apply for this card.

Josh
Josh

Bold statement, and not true when you consider people only getting AA Biz until this point.

Dyatlov
Dyatlov

Not great, not terrible. High spend, but not if you have a “real” business. Seemingly good return 100K used to get you like two roundtrip business to Europe… now it probably gets you to Cleveland in Basic for 1, thanks devaluations!

NICCCE
NICCCE

I’d go for this if I were under 5/24, and had a business, and could spend $10K… wait a second…

Sean X
Sean X

A nice offer, but I’ve avoided United since the dragging-the-passenger-out-of-his-seat debacle. Yeah, all the airlines are jerks, but United seems particularly brazen about it. As much as I’m tempted, I’m gonna pass. Anyone else feel like this?

Jared
Jared

My thoughts exactly.

Grant

You can hate United, but love United MileagePlus miles. Just redeem your miles for another Star Alliance airline 🙂

Brian C 🐕

^ This

I can’t remember the last time I used domestic miles on the actual airlines…

Grant

This same idea can apply to American (redeem miles on other OneWorld airlines) or on Delta (redeem miles on other SkyTeam airlines).

Brian C 🐕

Right, that’s why I said domestic miles 😉

b
b

except BA almost charges more in Fuel surcharges than the flights are worth. So I’d much rather redeem AA miles on AA to Europe. Iberia doesn’t offer many saver flights either and I’m not sure they are even as nice as AA, are they?

Sevillada
Sevillada

Seems like a lot of people forget partners 🙂

b
b

Theres good reason for that – high surcharges on award flights for many ex-US TATL airlines.

JB SanDiego
JB SanDiego

Not eligible.

Amol
Amol

Does last seat availability mean XN availability? Losing my UA Silver and need to get a card to replace it, $99 for 100K miles sounds great. XN comes in handy on connections to Star partners.

CongestionCharge
CongestionCharge

I see same offer on Business Club card, pretty sure highest ever.

Roderick
Roderick

2 miles per dollar at office supply stores makes it more attractive to MS the bonus spend requirement at ODOM Staples. Although I guess some people frown on that for MSR

b
b

Are there referrals for this offer?

FlyingBoat
FlyingBoat

Any link to the full pdf of benefits? I see I can go to the application and it lists benefits. Two big ones missing that were there before are Price Protection and Return Protection. I utilized the Price Protection last November to get $500 back on 2 TV’s. This works basically just like the Discover PP used to. I have a pdf of benefits for this card dated 11/15/2018.

I just called chase and they went through the benefits for this card and say it still has the Price/Return protection, and that when looking at benefits for a new application it doesn’t show all of them. She also said the Price/Return benefits aren’t changing. I guess I will see in the new pdf they send, (which she said she could only send by snail mail).

Any idea of how to get the guide of benefits online? Still not convinced these benefits are not going away. The rep did seem pretty clueless on the benefit changes. She said the only benefit changing was something about Visa discount.

bambinone
bambinone

I thought price protection had been discontinued on all Chase United cards?

FlyingBoat
FlyingBoat

It wasn’t on this one. I received two $499 checks for purchases I made mid November 2019. Looking at benefits online it still lists Return protection, but not price protection. I will see what the new flyer says when it comes in the mail.

FYI, looks like the Explorer version of this card can no longer be applied for. Clicking on Doc’s link takes you to United Business, not United Business Explorer. They appear to be different products. Saw someone say Chase took down the application for Business Explorer last night.

So the title for this blog appears to be wrong. It isn’t explorer.

This link shows both, https://www.chase.com/content/chase-ux/en/business/credit-cards/united-business-cards

But when you go to the apply page, the Explorer version isn’t available to apply for.

Jonathan
Jonathan

If I got this card last year , can I get it again with this sign up bonus?

FlyingBoat
FlyingBoat

This appears to be a new card, so you couldn’t have got this card last year. See my post above yours, with a chase link that shows both cards. Though, I don’t know how they would end up treating it, as a new card, or just renaming, different benefits than old one, which they still show, but can’t apply for.

Talchinski
Talchinski

This has been my question! I noticed on Chase app it comes up as “New!” so I’m hoping it’s being treated as a new product.

Maifriend
Maifriend

This is not the chase united Business explorer card. It’s a new product.

Jeff
Jeff

Am confused… Does the 5/24 rule apply or not?

In the Verdict:
“The nice thing is that Chase business cards do not report to your personal credit report so this card won’t be added to your 5/24 total.”

In the Card Details:
“5/24 rule applies to this card”

Chuck

If you already signed up for the card, it won’t count against you in the future. If you want to signup and already have 5 cards in the last 24 months, you won’t be approved. Read up on the 5/24 rule.

Joe
Joe

Just curious – I’m currently at 4/24 and am looking at getting this card. Would Chase still approve me for another personal card after I sign up for this one? I’m looking at the Southwest personal cards. Thanks!

Billy
Billy

Yes

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