Chase Online Account Updates for Business Credit Cards

Chase sent out a mass Secure Message to business credit cardholders with a few updates on the online login for business cards. I glanced at it without noticing anything, but r/churning members point out a couple of things which could be somewhat interesting.

Here’s the full message with a bit of my commentary:

Starting in December, your business card account delivers new online and in-app features.

• View pending transaction status.
  • Hopefully that means that the terribly annoying gap that currently exists with Chase cards between when purchases goes from pending to complete will no longer be a thing. I wonder if they’ll update personal cards too with this update.
• Clearly see purchases associated with specific cards on your account (last 4 digits of card shown on each transaction).
  • This is great to be able to figure out who charged what. Only possible on Chase business cards since the employee card comes with a unique card number, not on personal cards.
• Use expense categories that are more aligned to businesses.
• Add a longer memo to your transaction details (up to 200 characters).
• Filter and view transactions for the last 24 months of statements.
• Download Quarterly Reports with the new expense categories.
• Use the new Spend Report that features year-end summary and year-to-date filters with expense categories.

NOTE: If you need to retain any memos or expense categories, you must download them before the changes listed above take effect on December 9, 2018.