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Harold
Harold (@guest_753329)
April 29, 2019 09:43

I received my $200 bonus 85 days after opening the account: 5 days early. I waited until day 91 to withdraw my funds for fear of Chase clawing back the bonus.

5150d
5150d (@guest_749433)
April 17, 2019 09:45

Received my $200. on time as expected.

Bobby D
Bobby D (@guest_741685)
March 31, 2019 23:00
William Charles
Admin
March 31, 2019 23:18

Thanks, just posted

SMan
SMan (@guest_723364)
February 16, 2019 16:17

Look like the offer “Expired” .

anthonyjh21
anthonyjh21 (@guest_707372)
January 16, 2019 19:09

I’m in a mental fog due to having a horrible head cold so bear with me. If I upgrade my checking to the sapphire for the 60k UR and move it over to a non-bonus You Invest account, park it in a Vanguard money market fund, then in theory I should be able to close the You Invest, wait 12 months, then reopen with a direct link/code for whatever bonus is offered at that time?

Dan
Dan (@guest_706831)
January 15, 2019 22:47

Submitted an application and it just disappeared. No email, no mention of it on the chase account page…

Newbie
Newbie (@guest_704907)
January 12, 2019 12:52

What is the process for closing Sapphire banking and you invest account. I am guessing that first you have to open the sapphire bank acct and then “you invest’ acct, in order to trade. What is the closing fee and how to move your cash out. I am still on the side line.
Thanks.

JIM
JIM (@guest_704742)
January 11, 2019 19:56

I’m looking at the you invest fee schedule, does anybody know what is this:
“alternative investment fees (includes limited partnerships, private equity funds, hedge funds, REITs, etc.)
Administration – $250 per investment per year”

I’m trying to understand if this account charges any fee like annual fee. I guess I just want to get the bonus and then pull the money for another bonus.

SMan
SMan (@guest_708646)
January 19, 2019 04:11

To put it simply, Let us assume your best friend or Sibling wants to start a business and needs money. (S)he approches you for a loan, you want to lend them money from your IRA. As you know, you can not withdraw and put money back into IRA. Also if you withdraw before 59.5 years of your age, you will pay penality. To avoid all these things, you can move your IRA money into an account at a institution which supports alternate investments and lend money to her (him). You (and your spouse) can not be an owner in that business. The principal and interest paid by them goes back into the IRA account.

Another example is ten of your friends (including you) found a best place to build a commercial complex and rent it out. You want to invest but no personal savings and tons of money in IRA. Move the money into an IRA which supports alternate investments and invest in the business. You can not rent the place for your self or your business. Also any dividents or rental income goes back in to the IRA account.

This is just a friendly explanation of Alternate investments. I am not a finanicial advisor. I am an engineer with very little finacial knowledge. So I can not give financial advice, as I am not capable to give financial advise.

The fees they are talking about is, if you have an alternate investment, the maintenence fee for that.

5150d
5150d (@guest_704740)
January 11, 2019 19:45

Question: After I open this account (did) how do I fund it to get the $200 because it says cannot come from a Chase account?

Will it be ok to transfer new funds into an existing Chase checking account and then transfer to the You Invest?

Dan
Dan (@guest_705291)
January 13, 2019 12:40

No. It has to come from an external account.

SMan
SMan (@guest_704603)
January 11, 2019 16:09

How about putting money in Brokered CDs, which are FDIC insured. No Risk and we will get little over 2% interest.

Ed
Ed (@guest_704619)
January 11, 2019 16:27

Opened sapphire checking with funds I transferred from E*TRADE instead of taking the 60k UR bonus points, I took the $750 offer. I’m using this to invest, I strongly believed a greater return would be in the market than the 60k bonus points.

SMan
SMan (@guest_704662)
January 11, 2019 17:24

Sorry do not do this for short term, there is a transaction fee of $1 for $1000, with minimum of $10. I called Chase and confirmed it.

Danno
Danno (@guest_705809)
January 14, 2019 13:13

“Commission for U.S. Treasury bills, notes and bonds is $0 per bond. There is no commission for new issue CDs, but the offering price includes a selling concession”.
So you could do a T-bill and get some interest for the 90 days, or possibly a new issue CD. I’ve yet to find a broker that charges for U.S. Treasury products, they just tend to hide that fact in their Terms for some reason.
https://www.chase.com/content/dam/chase-ux/documents/personal/investments/youinvest_trade_fee_commish_schedule.pdf

SMan
SMan (@guest_706240)
January 15, 2019 02:27

Thanks Danno.

I am not 100% sure, but Ally Invest charges for U.S. Treasury products trading.