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Contents
The Offer
Citi offers 3 versions of cards that issue ThankYou points:
- Citi ThankYou Preferred. No annual fee. Regular signup bonus of 20,000 points.
- Citi ThankYou Premier. $125 annual fee, waived first year. Regular signup bonus of 50,000; 20,000 points which can be had immediately, and another 30,000 which can be had after first anniversary.
- Citi Prestige. $450 annual fee. Regular signup bonus of 30,000 points.
The good news is on the first option, the Citi ThankYou Preferred. Via Slickdeals, there is now a link where you can get 30,000 points, instead of the regular 20,000.
Note: The spend threshold is slightly higher. Instead of $1,500 in 3 months, it’s $2,000 in 4 months.
Historically, we did see this 30,000 signup bonus on this card a little over a year ago, though the point-earning structure was a little different then.
Our Verdict
I’ve been toying with signing up for the ThankYou Premier for a while. Since I personally value Citi ThankYou points at around one-penny-per-point, I’d get a $500 value, minus a $125 annual fee. Given that I can get a $300 value right away with this current offer, I may just go for that instead, and leave the Premier for a different time.
I wonder if there’s a way to get the 50,000 points on the ThankYou Premier without paying the annual fee. If I’d meet the second year spend-threshold right away in the second year, and cancel as soon as the points post and the rewards were redeemed. If that’s possible, then I’d go for the Premier.
Anyone have any info on this? Let me know.
