Posted by Don L on September 19, 2016
Credit Cards no image

Published on September 19th, 2016 | by Don L

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Credit Card Rules Quick Reference Table

Quick Summary

This post contains a reference table of credit card rules by bank.

More Info

The table is a starting point/view into the DoC knowledge base.

Layout

Drill down from columns, rows, and cells for more detail.

Location Description
Column HeadingsLink to the consolidated bank resource page

(e.g. 15 Things Everybody Should Know About American Express)

Row HeadingsLink to the associated subject page

(e.g. Card Issuers That Combine Multiple Credit Pulls/Inquiries)

CellsLink to a position within the bank or subject resource page

But may link directly to a detailed post on the item

“*”s denote more detail in the cell’s note

Color Coding

Color coding is used to display an approximation of the rule’s consistency/level of support.

ColorDefinition
Green
  • Consistent rule based on data points and/or
  • Terms and Conditions (or bank confirmation)
Yellow
  • Limited data points and/or
  • Some contradictory data points and/or
  • Workarounds/Exceptions may exist
Red
  • Too few data points for confidence and/or
  • No general concensus

Organization

GroupingsDescription
Credit Card LifecycleRows are ordered descending through the Credit Card Lifecycle:

  • Application Planning
  • Application Challenges
  • Card Holder
  • Closing Time
CategoryRows are further grouped around concepts:

(e.g. Barriers to Churning, Hard Inquiries, …)

Warnings/Disclaimers

(In addition to all the standard disclaimers,) this resource is incomplete and filled with errors.

It is an attempt to summarize and categorize rules inferred from community data points.

Please share your data points to help improve the table.

Quick Reference Table

(Direct Link) Credit Card Rules Quick Reference Table

 

 

 

 

 



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NinjaX
NinjaX

As always, excellent work man. Thank you for all you do. Definitely awesome.

PSJc1eAmawCjwfbdf
PSJc1eAmawCjwfbdf

BofA supports virtual account numbers through ShopSafe: https://www.bankofamerica.com/privacy/accounts-cards/shopsafe.go

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