Quick Summary

This post contains a reference table of credit card rules by bank.

More Info

The table is a starting point/view into the DoC knowledge base.

Layout

Drill down from columns, rows, and cells for more detail.

Location	Description
Column Headings	Link to the consolidated bank resource page (e.g. 15 Things Everybody Should Know About American Express)
Row Headings	Link to the associated subject page (e.g. Card Issuers That Combine Multiple Credit Pulls/Inquiries)
Cells	Link to a position within the bank or subject resource page But may link directly to a detailed post on the item “*”s denote more detail in the cell’s note

Color Coding

Color coding is used to display an approximation of the rule’s consistency/level of support.

Color	Definition
Green	Consistent rule based on data points and/or Terms and Conditions (or bank confirmation)
Yellow	Limited data points and/or Some contradictory data points and/or Workarounds/Exceptions may exist
Red	Too few data points for confidence and/or No general concensus

Organization

Groupings	Description
Credit Card Lifecycle	Rows are ordered descending through the Credit Card Lifecycle: Application Planning Application Challenges Card Holder Closing Time
Category	Rows are further grouped around concepts: (e.g. Barriers to Churning, Hard Inquiries, …)

Warnings/Disclaimers

(In addition to all the standard disclaimers,) this resource is incomplete and filled with errors.

It is an attempt to summarize and categorize rules inferred from community data points.

Please share your data points to help improve the table.

Quick Reference Table

(Direct Link) Credit Card Rules Quick Reference Table