Something that is becoming a lot more common is cash back for balance transfers. Currently most of the places that offer this are credit unions with restricted membership. Rather than creating an individual post for each offer, I thought I’d start by creating a dedicated page on the site for these offers.
Contents
Spreadsheet
| FI Name | Bonus | Max bonus | BT Fee | Interest Rate | Intro Rate | Eligibility |
|---|---|---|---|---|---|---|
| America First Credit Union | 3.00% | $300.00 | 0.00% | 7.24%+ | N/A | NV, UT, AZ only |
| Belco Community Credit Union | 2.00% | $500.00 | 0.00% | 9.00% | 2.5% (12 months) | PA only |
| Langley Federal Credit Union | 2.00% | $200.00 | 0.00% | 7.5%+ | N/A | VA only |
| FireFly Credit Union | 1.00% | N/A | 0.00% | 9.99%+ | N/A | MN only |
| Delta Community Credit Union | 1.50% | N/A | 0.00% | 10.25% | N/A | GA only |
| Mountain America Credit Union | 3.00% | 3% of credit limit | 0.00% | 8.49% | N/A | ID, UT only |
| Citadel Credit Union | 3.00% | $300.00 | 0.00% | 7.49%+ | N/A | PA only |
Our Verdict
Do people think each offer deserves it’s own post? Or should we keep all the information on this page? As always, these balance transfers only make sense if you immediately pay off your credit card statement as normal (remember not to carry a balance to avoid the excessive fees & interest rates credit cards charge). Share any information or more offers you’ve found in the comments below.
Also as always open to ideas on how to make this page more useful.
Hat tip to reader Jed2Bed for providing most of these.
