The Merrill+ card is one that we’ve talked about often. Here’s a brief list of reasons why:
- Sign up bonus of 50,000 points after $3,000 in spend (only available via phone)
- Points are worth up to 2¢ each (read our full guide to their valuation and redeeming them here)
- No annual fee
At worst you get $500 in value, at best you get $1,000 in value. We’ve long listed this as one of the best credit card bonuses to sign up for and part of the reason for that is I don’t think it will be around for ever. It’s generally not a good sign when a card moves to phone only applications. With Bank of America rumored to be launching a new premium credit card in September or October it’s easily possible that this Merrill+ card could be replaced or changed. My recommendation is that if you haven’t already got this card and can meet the minimum spend requirement, sign up sooner rather than later. You can read our full review of this card here.
