Posted by William Charles on November 8, 2017
Credit Cards

Published on November 8th, 2017 | by William Charles


Fidelity Visa (2% Back Card) $100 Sign Up Bonus Publicly Available

Offer available until December 31st, 2018. Hat tip to reader AD

Reposting as offer is available again. Hat tip to reader Artan S

The Offer

Direct link to offer

  • Receive a sign up bonus of $100 when you spend $1,000 or more within the first 90 days on the new Fidelity Visa card

fidelity visa

Card Details

  • No annual fee
  • Card earns 2% cash back on all purchases
  • 1% foreign transaction fee
  • This Bonus Cash offer is available only to new Fidelity Rewards Accounts booked through this special offer. Existing and previous Fidelity Rewards card members are not eligible for this offer
  • Card issued by Elan services (subsidary of U.S. bank)

Our Verdict

This is the highest public bonus I’ve seen on this card (even when it was issued by FIA card services), although there is a targeted offer of $200 out there currently (or $100 with a lower spend requirement). This is a pretty good deal if you need a card that has a high base spend, if you already have one of those (or don’t need one because you’re spend just goes to minimum spend requirements) then there are better cash sign up bonuses out there. You can read our full review of this card here. Keep in mind you also need to open an eligible Fidelity account as well (cash management is best option if you don’t want to invest with Fidelity).

If anybody can find a link to the $200 offer, please let me know in the comments below.

Hat tip to reader Justincase

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Shoots. Very good. Except for the foreign transaction fee

1998 called…they want its fees back….sheesh..its 2017 c’mon inFidelity!

Legit question. With citi double cash in hand is this card needed in wallet besides initial cash bonus? I can see leveraging purchases to two cards since all eggs in one basket is not exactly good strategy. But it doesn’t really give distinguished advantage.

Visa is accepted at Costco B&M after June 19th, MC is not? Double cash has the annoying delay between getting paid for spend and getting paid for paying your bill? Not excellent reasons, but reasons.

There is no huge advantage beyond the sign up bonus unless you need a Visa for Costco use, but if you have a BOA Cash Rewards, that’s now a Visa with 2% at Costco as well.

Like others noted though, Fidelity just pays the 2% after purchases, not 1+1 like Citi which some find annoying.

I am being transitioned from Amex to visa. The account #s will change.

Am I a new customer or an old customer? Am I eligible for the spend bonus or not. I suppose I can ask them once the card comes. Expected soon.

Thx for posting, but ..pass; such a wimpy bonus for a card I can live w/o 🙂

Stated signup bonus is stated amount $$$ ONLY if points are directed at a Fidelity Investment account.

“EXISTING and previous Fidelity Rewards card members are not eligible for this offer.”
My read is the Amex to Visa converted cardholders ARE NOT eligible for the sign up bonus.

Taken from offer T&C:
Fidelity Rewards Bonus Cash information: To receive this one-time $100 cash back (awarded on a points basis of 10,000 points, which are equivalent to $100 cash back when deposited into an eligible Fidelity account), you must apply by 12/31/2016, and make a purchase or purchases totaling $1,000 or more with your new Fidelity® Rewards Visa Signature® Card within 90 days of account opening. Purchase requirement is met by net purchases only (purchases minus credits and returns); advances, convenience checks, balance transfers, interest charges, fees, credit insurance charges, or transactions to fund certain prepaid card products are not eligible. 6 to 12 weeks after qualifying purchases are made, the one-time Points Bonus will be added to the account holder’s points balance. The offer is subject to credit card approval and your new Fidelity Rewards Account must be open and in good standing at the time of purchase, and fulfillment to receive the one-time Points Bonus. This Bonus Cash offer is available only to new Fidelity Rewards Accounts booked through this special offer. Existing and previous Fidelity Rewards card members are not eligible for this offer

Dr. of Credit and others have written about freezing credit bureau for US Banks issued cards. Since this card is linked with US Bank…would you consider that a good move here? Anyone had luck freezing credit in the past with USBank?

Applied, but pending approval. Who should I call to find out?

To check on status or any issues with applications, try 1-800-364-9648

I already got the Fidelity VISA card, which is replace the Fidelity AMEX card.
Can I request them to match this $100 promotion when I call in to activate the Fidelity VISA card?
Any data point?

Thank you very much!

I don’t think so

Amex fia card had the option to get a statement credit at 1:1 ratio for 25k points instead of needing to put the points in fidelity accounts. Is that still an option with this new elan card?

Must accrue 5000 points to collect. The claimed 2% cash rewards can only be sent to your Fidelity Investments account.
Failure to do so will result in only 1% cash rewards if taken as a statement credit or check sent to you.

You can easily transfer from investment account to any other account.

You might want to consider using the Chase AARP Visa for Costco gas …

Gas is 3% …. Restaurants is 3% cash back too.

Costco visa is 4% gas

PenFed’s Cash Rewards is 5%

Expiration date has been updated in the offer, “you must apply by 6/30/2017”. I am thinking about this card, but I don’t have or want a Fidelity account, esp if I get two hard pulls (1st for CC, 2nd for Fidelity). Also, I am waiting for the USAA 2.5% to be offered to my state. Such a dilemma.

I think the answer is they don’t issue a 1099, but want to make sure. Since the bonus is awarded as reward points, Fidelity / Elan do not issue a 1099 for the “$100”, correct?

how can i apply for it without opening a brokerage account?

Cash management account

Is this still available? The link still works but the date says 6/30/17.

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