Citi used to issue the Citi Sears Shop Your Way cards, that ended when they were converted to Citi branded cards on November 3, 2025. First Bank then issued a new Shop Your Way 5321 Visa. The launch bonus was 500,000 points, then they added an additional 100,000 for a total of 600,000. Card applications are now publicly available but the sign up bonus is only 100,000 points after $1,000 in spend.
The Citi Sears card has always been interesting because of the generous ongoing spend bonuses. Those have continued on the converted Citi cards, but not on the new First Bank cards (so far). Unless the spend bonuses start coming in on the First Bank card or the sign up bonus is increased this card will be dead in the water.
Hat tip to FrostieWaffles
