[Expired] First Citizens Bank 25,000 Point Business Credit Card Offer [AZ, CA, CO, DC, FL, GA, KS, MD, MO, NC, NM, OR, OK, TN, TX, VA, WA, WV]

Contents

1 The Offer
2 Card Details
- 2.1 How much are points worth?
3 Our Verdict

The Offer

First Citizens Bank is offering a 25,000 point bonus after $3,000 in spend on their business Visa card

Card Details

Annual fee of $150 is waived first year
Card earns 1.5x points per $1 spent
Points can be redeemed for travel, cash back & gift cards

How much are points worth?

This card earns First Citizens Bank Rewards points, their website is here. It’s not possible to see the cash back rates without logging in. You can see the rates for gift cards and they are worth 1¢ per point starting at $25 with a good selection (including Amazon among others).

Our Verdict

$250 in gift cards for $3,000 in spend isn’t the most attractive bonus I’ve ever seen and there are certainly better offers out there. But at least it’s from a smaller issuer for those who have already hit the major bonuses. That also means we don’t know what businesses they will/won’t approved though so if you do decide to go for it then please share your experiences in the comments below. I believe they only accept applications in the following states: AZ, CA, CO, DC, FL, GA, KS, MD, MO, NC, NM, OR, OK, TN, TX, VA, WA, WV based on previous checking bonuses.

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10 Comments

newest

oldest most voted

Curmudgeon (@guest_605867)

June 15, 2018 00:10

#605867

Bonus is now down to 10,000 points.

scotman (@guest_520196)

November 20, 2017 16:57

#520196

Phone First Citizens and was told had to apply in person at bank. Already had existing relationship (checking account / HELOC) and applied in person. Banker took down details and contacted me a couple of days later to say I was approved.

Author

William Charles(@will)

November 12, 2017 00:39

#513754

As always, be the datapoint you want to see folks.

Freddy (@guest_513489)

November 11, 2017 12:57

#513489

Don’t know if their credit cards pull from the same credit reporting agency but when I applied for a First Citizens checking account bonus a while back, they did a hard pull from Equifax (yes a hard pull).