The Offer
- First Citizens Bank is offering a 25,000 point bonus after $3,000 in spend on their business Visa card
Card Details
- Annual fee of $150 is waived first year
- Card earns 1.5x points per $1 spent
- Points can be redeemed for travel, cash back & gift cards
How much are points worth?
This card earns First Citizens Bank Rewards points, their website is here. It’s not possible to see the cash back rates without logging in. You can see the rates for gift cards and they are worth 1¢ per point starting at $25 with a good selection (including Amazon among others).
Our Verdict
$250 in gift cards for $3,000 in spend isn’t the most attractive bonus I’ve ever seen and there are certainly better offers out there. But at least it’s from a smaller issuer for those who have already hit the major bonuses. That also means we don’t know what businesses they will/won’t approved though so if you do decide to go for it then please share your experiences in the comments below. I believe they only accept applications in the following states:Â AZ, CA, CO, DC, FL, GA, KS, MD, MO, NC, NM, OR, OK, TN, TX, VA, WA, WV based on previous checking bonuses.
