Update 11/5/25: 40k offer is back through 12/16/25.
The Offer
- FNBO Amtrak Amtrak Guest Rewards Preferred card is offering a signup bonus of 40,000 points when you spend $2,000 within the first three billing cycles.
- The no-fee card also bumped the bonus to 12,000.
Card Details
- Annual fee of $99 is not waived
- Complimentary Companion Coupon, One-Class Upgrade and a single-day
- ClubAcela pass for access to ClubAcela, Amtrak Metropolitan Lounge or First class
- Card earns at the following rates:
- 3 points per $1 spent with Amtrak
- 2 points per $1 spent on all other qualifying travel and dining purchases
- 1 point per $1 spent on all other purchases
No foreign transaction fees
- 5% Amtrak Guest Rewards point rebate when you book your Amtrak redemption
Our Verdict
Nice bonus for Amtrak users. The card launched with FNBO last October with a 30,000 bonus, and this is a nice bump to 40,000. There’s some speculation that dummy bookings – which historically have been throwing in $100 – will show 40,000 + $100 soon. Dumming booking has never shown another $100 statement credit so not worth waiting if interested.
Post history:
- Extended to 8/13/25 via link
- Update 6/18/25: Deal is back until July 30, 2025
- Update 3/19/25: Deal is back until 4/30/25
- Update 8/19/24: Deal is back until Sep 25th. Hat tip to reader David
- Update 4/2/24: According to our contact at Amtrak, this deal will end tomorrow.
- Originally posted 3/15/23. Reposting 2/19/24 as this deal is back (Minor details have been updated below – spend is $2,000 this time instead of $1,000 last time, and no-fee card bonus is 12,000 instead of 20,000 last time.)
