Posted by William Charles on July 22, 2018
Bank Account Bonuses

Published on July 22nd, 2018 | by William Charles

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[Expired] [KS & MO only] Mainstreet Credit Union $150 Checking Bonus

Deal has expired, best current bonuses can be found here.

Offer at a glance

  • Maximum bonus amount: $150
  • Availability: Must live or work in the greater Kansas City Metro area (following counties in Kansas & Missouri: Bates, Caldwell, Cass, Clay, Clinton, Douglas, Franklin, Jackson, Johnson, Lafayette, Leavenworth, Linn, Miami, Platte, Ray, Wyandotte)
  • Direct deposit required: Yes, $200+. Must be recurring
  • Additional requirements: eStatements + 10 debit card transacitons
  • Hard/soft pull: Hard pull
  • ChexSystems: Unknown
  • Credit card funding: Can fund up to $505 with a credit card
  • Monthly fees: None
  • Early account termination fee: None
  • Household limit: None listed
  • Expiration date: August 31st, 2018

The Offer

Direct link to offer

  • Mainstreet Credit Union is offering a bonus of $150 when you open a new checking account when you complete the following requirements within the first 90 days of account opening:
    • Receive a recurring direct deposit of at least $200 that posts to the account each month
    • Be enrolled in eStatements
    • Make at least 10 debit card transactions

The Fine Print

  • Limited time offer.
  • To receive the $150, you must open a new Mainstreet Credit Union checking account.
  • Minimum deposit may be required.
  • Existing checking accounts do not qualify for this offer, and members are limited to one new checking account per membership.
  • The $150 incentive will be deposited into your share savings account as an extraordinary dividend for tax purposes after 90 days, provided your account is in good standing.
  • To receive the $150, you must also have a recurring direct deposit of at least $200 posted to the account each month (such as a paycheck, pension payment, Social Security payment, or any other government payment), participate in eStatements, and complete 10 debit card transactions within the first 90 days of account opening.
  • Debit transactions exclude credits/refunds and ATM transactions.
  • Offer valid on new checking accounts opened through August 31, 2018.
  • For the purpose of this promotion, a “month” is defined as 30 days and a “new checking account” is one that is opened under a membership number that has had no prior Mainstreet checking relationship.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about

Early Account Termination Fee

This account has no early account termination fee to worry about

Our Verdict

They offered the $150 checking bonus last year, not worth considering due to the fact it’s a hard pull. Because of that simple fact we won’t be adding it to the list of the best checking bonuses.

Big thanks to reader, Curmudgeon who let us know. Learn how to find bonuses and contribute to the site here.

Useful posts regarding bank bonuses:


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