Update 11/25/24:
From now through Thursday, you’ll get $25 back when you spend $100+ at grocery stores with your FutureCard. Whether you’re hosting dinner or bringing a dish to share, your holiday preparations can put money back in your pocket.
How it works:
- Spend $100 or more at any grocery store
- Use your FutureCard to pay
- Get your $25 automatically
- Offer ends Thursday at 11:59 pm ET!
Hat tip to ShawntheShawn
Update 7/18/24: Get 100% cashback on the DC Metro, up to $25 in cashback per week, starting 3pm EST on July 15th and ending at 11:59pm EST on July 31st (ht Shawntheshawn)
Update 1/11/24: New rewards program for NYC Subway: $5 cash back once you reach 12 weekly rides (in addition to existing 5% cash back on transit). Details here.
Update 12/1/23: 100% cashback for NYC MTA rides for all of December 2023. Update 12/29/23: Now extended through January 7, 2024.
Update 6/1/23: Reader Atme reports that the MTA free rides promo will be continuing until the end of June, with a limit reset for June. 15,000 ClimatePoints ($150) a month. (ht Shawn)
Update 5/4/23: The free MTA rides promo from April (see below) has been extended through May. Max $150 cashback.
Update 4/10/23: In honor of Earth Month, Future is giving free rides on all MTA transit through April when you pay with your FutureCard Visa Debit Card! Valid for all MTA transit in NYC. Hat tip to ShawntheShawn
FutureCard Visa Debit card is a prepaid debit account with a FDIC insured bank backing which offers 5% cashback on select categories:
- Trains, buses, subway, metro, light rail & commuter rail
- Online marketplaces for gently-used clothing & thrift stores
- Electric vehicle charging
- Bike shops (bikes, ebikes, cycling accessories and repairs)
- Electric scooters, mopeds and bikeshares
They also offer 6% cashback on select health/eco-friendly partners and 1% cashback on all other purchases.
Currently there is no physical card and you can only use the card number online or you can add it to your mobile wallet and use in-store.
They also offer a referral program whereby the referrer and new member each get $15. Do not share or use referral links from the comments below as those are an older link version. Instead, go this dedicated page to share and find referral links. You must click the referral link on your mobile phone, and download from there the Future app, to be eligible.
Hat tip to reader Amanda
The Future card earns 10% back on National Grid payments, and apparently certain other utilities.
May utilities charge a fee to use a credit/debit card, but not for auto-pay from a bank account.
I have auto pay set up with my future card account & routing #. The credits don’t automatically trigger, but a quick email to support each month and they will do a manual credit. Well worth the minute it takes to get $10-20 per month off our utility bill.
LEGO: $10 GC posted immediately
eBay: $10 purchase posted immediately
Playstation: $9.99 purchase posted immediately (unable to reload balance for some reason)
Nintendo: $10 balance reload posted immediately
Roblox: $9.99 balance reload posted immediately
CROCS: $10 GC posted immediately
https://wwws-usa2.givex.com/cws4.0/crocs/e-gifts/
Birkenstock minimum €25 or £25
poshmark minimum $25 and operated by cashstar
no gc for backmarket
dp:
Lego – $10 GC, immediately $10 credit posted
Crocs – $10 GC, immediately $10 credit posted
Nintendo – wasnt able to find a GC on their site for purchase
Roblox – was going to purchase $10 GC, but site was operated by cashstar
REI – still pending 1%, sent a email to future cs dept.
Posting my experiences for the Black Friday weekend promo of getting $10 back at multiple stores that are listed in the app.
REI: Placed order for $16 online – went pending in the app for 1% immediately, no indication of $10 back yet. Noticed gift cards are not charged through a third party so should work also.
Lego: $10 egift card worked right away for $10 back online
PSN: $10 reload worked immediately and posted with $10 back
Nintendo: $10 reload went pending for 1% reward, no indication of $10 yet
Crocs: Can’t find a way to but a GC so looks like you need an actual order
Still looking for something for ebay and poshmark. Overall it’s a great deal but stinks that Nintendo and REI didn’t work right away. I’m pretty confident that Future support will remedy if it comes to the point where I need to contact them.
dp;
ebay purchase charge and $10 in points went thru right away. Picked up some cr2032 batteries.
Rei gc of $10 is still pending at 1%
Same problem with REI posting at 1% cash back, though also bought a gift card.
Like
Shiv K , 
chris24618 and 
Josh my REI purchase has posted at 1% cash back and I did not buy a gift card.
Just used this at ShopRite with the $15/$20 back on giftcard promotion. The $25 posted instantly for FutureCard.
It’s 25% up to $100 in spend. I charged about $50 today at Whole Foods and received the $12.50 instantly. I’m curious if this was a one-time offer, or if it’ll trigger again if I purchase from a grocery store again.
Sorry if this is a dumb question–but do you have your card added to apple pay, or did you get a physical card? I’m not sure how to do these deals when they don’t send you an actual card…
Purchases using the virtual card or Apple pay count.
$25 bonus was posted instantly after $100+ grocery purchase.
In addition, there is another good deal:
From Black Friday (11/29/24) through Cyber Monday (12/02/24), get $10 back when you use your FutureCard at any of these retailers:
Adventure & Outdoors
Sustainable Shopping
Digital Downloads
Family-Friendly Gifts
Just pay with FutureCard at any of these eligible stores between Nov. 29th and Dec. 2nd, and you’ll earn $10 back on your purchases of $10+! You can earn $10 per merchant.
This offer ends Monday, Dec. 2nd at 11:59pm ET
Didn’t read the fine print. Rip $10 PSN reload. Learn from me y’all. It starts FRIDAY
It didn’t work for PSN wallet reload but it did for PlayStation Store game purchase.
Did a $15 ebay purchase and got the CB instantly, pretty sweet deal. Never seen CB credit instantaneously like that before. Hoping they keep doing more offers.
Unfortunately I had to cancel them. Tried them out when they were giving away MTA rides. Loaded my card up with about $5. But got shocked – they wait until the transaction posts to credit your account, meanwhile deposits take several days to clear, so you can’t use the card in the meantime if you are just visiting.
I make instant deposits via a debit card.
wouldnt the PayPal debit card be a better option? Since it offers 5% on your choice
This is 25%, not 5%. Why not do both?
$25 back on your groceries:
From now through Thursday, you’ll get $25 back when you spend $100+ at grocery stores with your FutureCard. Whether you’re hosting dinner or bringing a dish to share, your holiday preparations can put money back in your pocket.
How it works:
This is a real good bonus
would it work on gc?
I think so, but only one way to find out.
I’m curious if this would work online buying a GC, not wanting to go to the grocery to deal with the chaos right before Thanksgiving.
Just be aware that if you buy online, the charge may not necessarily come from the grocery store, so the purchase may not be recognized as a grocery purchase. It depends on the grocery store.
Now 2% on misc purchases through 31 Oct!
https://www.future.green/double-cashback