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BigL
BigL (@guest_884699)
January 22, 2020 13:37
SpicyPadThai
SpicyPadThai (@guest_884720)
January 22, 2020 13:52

Thanks, I just enrolled myself in it. I wonder if I can withdraw that $10k from the saving’s account and deposit back in to trigger the bonus?

SpicyPadThai
SpicyPadThai (@guest_884726)
January 22, 2020 13:56

Darn it. I think I screwed myself up by enrolling with 10k in my account already.

Mark
Mark (@guest_884743)
January 22, 2020 14:05

So this would count as a new bonus and it would work for existing account holders that have previously received a bonus? I believe my account has received 2 bonuses so far:
$100 on 6/22/2019
$500 on 11/8/2019

SeanK
SeanK (@guest_884761)
January 22, 2020 14:19

Yeah it’s for existing customers as well

SeanK
SeanK (@guest_884760)
January 22, 2020 14:19

Thanks BigL! Very quick to enroll and we can clearly see that the bonus is attached and shows when the bonus will be paid out by.

Matt D.
Matt D. (@guest_884769)
January 22, 2020 14:25

Thanks! This Marcus account is the gift that keeps on giving! What other accounts let existing customers enroll, not that many! Moving money back from CIT and while not the greatest still a decent 1.7% interest rate.

tikachu
tikachu (@guest_824273)
October 13, 2019 01:12

DP

3/5 – account opened
3/7 – moved 10k over
6/8 – bonus posted

Knight
Knight (@guest_783643)
July 16, 2019 09:13
el_pistolero
el_pistolero (@guest_776247)
June 28, 2019 23:50

is there an etf?

CK9
CK9 (@guest_778175)
July 3, 2019 16:05

I would like to know that too. Thanks!
But it looks like there is no monthly fee (for zero balance?)

arizonapv
arizonapv (@guest_778190)
July 3, 2019 16:21

Excerpt from Marcus deposit account agreement, Section VI.8:
No Service Charges or Fees: We do not charge service charges or fees associated with Accounts.
I plan to leave $10 in the account.

arizonapv
arizonapv (@guest_775658)
June 27, 2019 18:21

With the rate going down tomorrow, does Marcus do that thing where if you don’t wait for the interest to post, you lose the entire month’s interest?

Gerry
Gerry (@guest_775671)
June 27, 2019 18:51

That’s what I’m afraid of. I’ll wait til Monday to transfer the rest of my balance, and then close the account.

Dave
Dave (@guest_778212)
July 3, 2019 16:44

No, they posted interest on the average balance for me.

Richard D
Richard D (@guest_775477)
June 27, 2019 12:40

Received an email today from Marcus, my rate will be reduced to 2.15%

Bill
Bill (@guest_775319)
June 27, 2019 05:57

3/27/19 $10k deposit completed
6/27/19 $100 bonus applied.

John
John (@guest_772631)
June 20, 2019 17:16

Mar 19 – $10,000 deposited
Jun 20 – $100 bonus applied

CK9
CK9 (@guest_772832)
June 20, 2019 23:54

got the bonus too. would like to close the account. @Doc is there any early termination fee?

CK9
CK9 (@guest_775071)
June 26, 2019 14:34

@Doc Is there any monthly fee? Is it waive-able (min balance or other requirement)? Is there any early termination fee? I got the bonus and would like to withdraw 10K.

tribesman55
tribesman55 (@guest_770525)
June 15, 2019 14:38

I was already a Marcus customer, I withdrew 10k, signed up for offer, then transferred it back in a day later. Bonus posted on 6/6

Bill
Bill (@guest_770528)
June 15, 2019 14:47

Wow. I would have thought the bank would have denied that bonus because of “gaming the system”.
Clearly the bank got no benefit from what you did. Maybe they decided after the program began that they had not worded the offer as clearly as Ally did (on a similar promotion) to exclude bonuses if no new money was being deposited.

Jorge Ramos
Jorge Ramos (@guest_770488)
June 15, 2019 11:11

I confirmed with a rep that I met all requirements, didn’t get bonus. Rep said promo didn’t apply to my account opening. They said I should have called in to make sure promo had been applied that day or next after opening. Nothing they could do at this point. Well that was bad, pushing my money out now.

No other recourse I can take? I’ve never done a CFPB complain and not sure this would justify one, advice is appreciated. Thank you.

arizonapv
arizonapv (@guest_770493)
June 15, 2019 11:55

It doesn’t hurt to try filing a CFPB complaint. Do you have any screen shots or other supporting information showing you complied with the bonus in good faith? Some people will try escalating to a supervisor. Since all is lost, you might as well try and see. Maybe keep the account open though until you exhaust all options.

Jorge Ramos
Jorge Ramos (@guest_770496)
June 15, 2019 12:09

Thanks. I do have screenshots with dates and initial deposit. Good idea to try to escalate next time I call and if not successful then just go the CFPB route.

Chief Loss Leader
Chief Loss Leader (@guest_773438)
June 23, 2019 01:45

Any success?