398
Leave a Reply

avatar
 

  Subscribe  
newest oldest most voted
Notify of
James L
James L

I can confirm that total maximum CC funding is $2000 if you open a checking account with $1000 first and then open a savings account later with another $1000. Funded with Amex Platinum and both showed as purchases.

Badman
Badman

Update, as far as I know, this checking could also be funded by credit card up to $1,000, same with the same account. But if you want to fund $2,000, you must open the checking and saving separately.

TomJ
TomJ

Seriously, if you close this account, don’t take all the money out first and then close soon thereafter. I just received a check in the mail for the interest. It was a check for 1 cent! I should have left about 10 dollars in the account when I closed it.

Fred
Fred

The Memory savings account (previously 1.85%) is now 2.25% APY.

Matt B
Matt B

Closed online via live chat

katS
katS

$500 funded with WF credit card
3 – $200 ach transfers: 1 from Alliant, 2 from Suntrust
$100 bonus quickly received
Closed by sm.

Michael
Michael

Can we open checking & savings at the same time, and fund both accounts $500 with credit cards at the same time?

shak
shak

I’m confused…title says EXPIRED but description/FINE PRINT says expires 12/31/2018. The first page of the application allows you to put in promo code TA2018…and returns the statement “Already applied”

William Charles

Landing page no longer mentions bonus, fine print always states deals can be pulled early and I guess that’s whats happening here.

petitesybarite
petitesybarite

is there any downside to keeping the account with a $0 balance? was considering closing the account, but wondering if i should keep open until i receive my tax statement in 2019.

there are no dormancy fees: https://www.mymemorybank.com/home/products/disclosures

did people just close out after receiving the bonus or are people keeping it open? it doesn’t earn as high a rate as my other accounts, so i don’t really see the need to keep it open.

Jason_08
Jason_08

I am keeping it open. I don’t know, maybe it because I feel like if all of us closed all at once right when bonus was paid out, they would see that and not do future promotions. Since there are no fees, I plan on keeping this open for a bit longer, at least sometime into 2019

Robert
Robert

Does it make the most sense to leave this account open after the bonus posts, or simply close it? I can’t think of any advantages of leaving it open…

t
t

is there a way to close the account without calling it in?
I have way too many checking accounts to keep track of…