Posted by William Charles on November 12, 2017
Credit Card Offers

Published on November 12th, 2017 | by William Charles

66

New American Express Authorized User Bonuses – List Of Offers & Everything You Need To Know

This was originally posted on October 16th, 2017. Reposting on November 12th, 2017 because offers on the Platinum card have been sent out.

Note, these offers are different to the ones previously offered (e.g new expiration dates). A lot of cardholders are being targeted even if they were targeted before.

The Offers

American Express Platinum

No direct link. Hat tip to Miles to Memories

  • Add an authorized user and earn 5,000 bonus points when they spend $500+. Can add a total of four authorized users for a maximum of 20,000 points.

Hilton Honors Surpass

Direct link to offer Hat tip to reader @Wizmanison

  • Add an authorized user and earn 5,000 bonus points when they spend $250+. Can add a total of four authorized users for a maximum of 20,000 points.

Blue Cash Everyday

Hat tip to reader @jtgtix

  • Add an authorized user and receive $25 points when they spend $250+. Can add a total of 4 authorized users for a maximum of $100.

Premier Rewards Gold

Hat tip to reader @kkfr888

  • Add an authorized user and earn 5,000 bonus points when they spend $500+. Can add a total of four authorized users for a maximum of 20,000 points.

What You Should Know

  • If you aren’t targeted, call American Express to see if they can add the offer to your account. This is usually possible. At the moment the direct links don’t seem to be working either, so calling in regardless of whether you received an e-mail or not seems like it’s required.
  • SSN is not required when you add an authorized user, but you need to provide one within 60 days of account opening (people have been denied the bonus in the past for not providing this in time)
  • American Express authorized user accounts do count towards your Chase 5/24 status/total.

F.A.Q

Does being added as an authorized user prevent you from getting the sign up bonus?

No, you can be added as an authorized and then sign up for the card as the primary cardholder and still receive the sign up bonus.

Who needs to spend the money to trigger the bonus?

Authorized user needs to complete the spend requirement. Keep in mind authorized users have their own unique card number so this is easy to track. It’s highly unlikely that spend completed by the primary cardholder will trigger the bonus.

Our Verdict

Please share any other offers you received in the comments, along with any direct login links if you have them available.



66 Responses to New American Express Authorized User Bonuses – List Of Offers & Everything You Need To Know

  1. Laurence Hughes says:

    Does the AU need to supply their SS#, and if so, is there a credit pull?

    • Tim says:

      Yes, you will have to provide the AU’s ssn when it comes to American Express. I don’t think there is a credit pull since they are not legally liable for the account.

      • Jim says:

        Wrong. AU accounts always appear on one’s credit report; DoC even mentioned as such in the article above. Why else do you think they ask for SSN?

        • Vince says:

          Some questions about authorized user accounts and primary credit holder accounts (not limited to American Express):

          1) Does an authorized user account (not a soft or hard credit pull) appear on the authorized user’s credit report, the primary holder’s of the credit account credit report, or both?

          2) Is a credit pull performed when an authorized user is added to a credit account?

          2a) If a credit pull is performed, is it a soft pull or a hard pull?

          2b) If a credit pull is performed, whose credit report shows the credit pull, the primary credit account holder, the authorized user, or both?

          2c) If credit pulls are performed and are shown on both the primary credit account holder’s and the authorized user’s credit report, are the credit pulls both hard, both soft, soft(AU) & hard(primary), or hard(AU) & soft(primary)?

          • Aditya Shrivastava says:

            1. It will appear on the authorized user’s credit report. This is true even if they don’t ask for SSN. They can figure out who the card is for by the name, address, etc.
            2. No hard pull is performed. Not sure about soft pull. If there is a soft pull, it will be on the authorized user’s account.

          • jf says:

            regarding: Aditya Shrivastava says:
            October 16, 2017 at 3:38 pm
            1. It will appear on the authorized user’s credit report. This is true even if they don’t ask for SSN. They can figure out who the card is for by the name, address, etc.
            2. No hard pull is performed. Not sure about soft pull. If there is a soft pull, it will be on the authorized user’s account.

            1. That is more of a Chase bank thing. Where they can basically figure out who the person is, and that is only if they reside at the same address of the main account holder. Amex requires the SSN as stated or else the card will be closed. Chase you hear of people just making up names or using pet names for AU’s, in that case theres no way they can associate it to a SSN.

            Vince says:
            October 16, 2017 at 10:22 am
            Some questions about authorized user accounts and primary credit holder accounts (not limited to American Express):

            1) Does an authorized user account (not a soft or hard credit pull) appear on the authorized user’s credit report, the primary holder’s of the credit account credit report, or both? *****Only appears on the authorized users report, as the account is already listed on the primary.

            2) Is a credit pull performed when an authorized user is added to a credit account? *** No. But you may see subsequent SP’s more geared towards marketing for mail offers.

            On the topic of authorized users, with other banks, things get interesting. Citibank is very strange. They will issue an AU card to the AU, you can have it mailed to them if you wish, BUT their address will be added to your credit report! I have had cases where I had to use my AU’s zip code to get a charge to go through. Why on earth citi uses IDENTICAL numbers, even security code and expiration date, is mind boggling.

            I would not do any of these AU deals unless I was at >100/24 because its simply not worth it. Especially because there is no backdating.

        • Derek says:

          A credit pull is not the same thing as having an account appear on one’s credit report, Jim.

        • They appear on your report as an account, but they don’t do a hard pull.

          • Some GUy says:

            Whose report does it get reported on if the authorized user is my dad who is Canadian and has never lived in the US and has no US SSN or US report?

        • Sarah Seagle says:

          Jim, I think you misunderstood Tim’s comment because your reply to his comment seems a little off. American Express is different than any other when it comes to AU. Laurence Hughes no, of course there’s not a HP on a AU when signing up, hence the reason for them not being liable for bill. You have 60 days to supply Amex with AU SS# or the card will become inactive. It seems a bit silly, for lack of a better word, to set out to get one of these cards if you know the end results is negative.. Really the reason Amex wants the SS# of AU’s is so they can make sure that they are not allowing or extending credit to someone that has “stiffed” them in the past.

  2. Credit says:

    I used the Safeway five back deal to spend on my Au card and they did not credit me the spend bonus.

    How can they know I bought vgc? The level 2 data was shared for staples purchase not for Safeway

  3. NBG says:

    Most of the re-targeting is due to the fact Amex has screwed up the earlier one. Only one AU of the last one got the bonus. That made Amex systems think the user has not added 4 before. Atleast that was in my case and SO.
    Now, i am at the end of 12 week wait period. If i can get the bonus by calling, i can cancel the prior 4 AU and re-do the bonus again (of course there is this RAT i need to worry about).

  4. Savoholic says:

    For HHS 4×5000=20,000, or is there a cap at 10,000?

  5. My mann says:

    I got an email a bout up to 20000 points from amex platinum for adding authorized user

  6. HolyTiger says:

    Can you signup and hit the bonus before 60 days without supplying the SSN??

    • HarryTheFirstHarry says:

      I do not know the answer, but I like the way you are thinking 🙂

    • Adam says:

      no you cant. the system will make you verify ssn & bdate when you activate the card after rcv’ing it. amex has wisened up a lot lately. cant slip pass thru so easily anymore.

      • HolyTiger says:

        I received the first 5000 bonus on my 4 AUs but not the others and i did not supply any SSNs. I was looking for other DPs.

        Also, i just didn’t do the activation. The card will work without it and anytime a terminal asks for zip i just use my own (the primary card holder).

        • Adam says:

          Oh interesting. Thanks for the heads up. Last time it was such a hassle cause Amex systems I guess have access to DBs where they certify matching SSN & bdate before moving along the activation process. Both online & over the phone so couldn’t escape it. Uneccessarily got a bunch of AUs added to my fams CR cause made up bdays & SSN wouldn’t work once you already started on the confirmcard page.

          Anyways, good to know this can be completely avoided & cards will work regardless of activations/adding to user profile!

    • Sarah Seagle says:

      That’s a big NO HolyTiger!!

  7. Andrew says:

    Will I get the bonus again if I already got the bonus a few months back? Amex sent me this promo despite the fact that I had signed up for one.

  8. Adam says:

    DoC, just a heads up, under the Surpass section you say a max of 10k pts. but if each AU gets 5k bonus, and you can do this upto 4 AUs then that = 20k total.

    also after clicking that link, when you goto add the AUs theres no mention of the bonus language. same w the BCE. dunno whats going on w AMEX these days, they & their IT is becoming really sloppy. I got emails informing me of the extension on both these offers since I missed out on em in the summer (tho looks like folks who did it already, got the email too)… but its concerning that the landing page where you add the AU, has NO mention of the bonus or any related language at all. unlike the offers from the summer (Plat, PRG, Delta, SPG etc)

    anyone still gonna risk it? or are you gonna go the phone option, and have a rep add them while on a recorded call w the offer explicitly stated. not sure how we would go about “matching” this if the bonus doesnt auto post — since the link/page just takes us to a normal AU page rather than anything with a bonus mentioned.

  9. Jack says:

    Just a heads up, I added an AU on my BCE last week and it resulted in a hard pull with Experian. AMEX CSR seemed to be clueless.

  10. Raj says:

    For the Hilton Surpass, I don’t see any details of the offer when I click the link in the article. It just says I can add an AU, but no mention of any bonus. Is it there somewhere?

    • Raj says:

      Edit: Didn’t see Adam’s post just above mine. Looks like it’s not mentioned and so there’s no guarantee we’ll get the bonus.

  11. Jedi says:

    FYI, same offer on Amex Gold Premier for AUs until 12/2 as well.

  12. Ryan says:

    Whats the minimum age for an AU card? I might have at least one legit user I can add….

    Doing this would be the only way I’ll get more points before canceling the card as the PRG is a goner here in come January 15th or so. Waiting on a bonus for the new amex no fee business card and maybe eventually the no fee everyday. Decided the others are not worth it to me anyway.

  13. H XU says:

    I still have not got the bonus for Amex Plat and BCE on AU back in July/Aug

  14. Adam says:

    does anyone know of a good number to reach a CSR that can add this AU offer over the phone? … DoC didnt mention a number in the post. talked to chat, the number they gave ended up in india via the phone roulette. and those agents were kinda clueless.

    as in, some agents could see the offer but couldnt add to my card. then xferred me over to someone who could add AUs over the phone but couldnt see the offer. then I ended up in mexico where the agent could neither see the offer or add AUs lol. hate that AMEX is so fragmented & an absolute mess.

    alternatively, if someone got the email re: this offer, if you could forward this to me – so that I can send it to amex to get this offer added/matched to my acct manually, that’d be great. obv feel free to remove your personal info from the email, I’ll be adding my own anyways. lmk if you can help – m_town13 @ yahoo

  15. Mike says:

    The problem with adding someone to Amex is that the authorized user card date starts on the month they are added and does not start with the cardholder’s card origination date. As a result, any authorized user could see their scores go down since the new card effects their card age number. It is the one big drawback of adding AUs to Amex.

  16. Joel says:

    Got 1500 MR points for up to 4 new AU cards on my AMEX Everyday fee-free card. Must spend $150 in 3 months. Added successfully using the online chat.

  17. MarcoPolo says:

    “American Express authorized user accounts do count towards your Chase 5/24 status/total.”
    Is this true?
    I recently spoke to a Chase credit analyst and she said that AUs are not counted towards 5/24 since they are not financially responsible for it.

  18. Feelingice says:

    If I already have 4 additional users in my PRG account, and I remove them and add 4 new additional users, will these 4 new users be considered “First 5 additional card holders” to avoid the extra annual fee?

    Thanks

  19. Alex says:

    Like others have mentioned, only one of the four (the first one you enter) received the 5k points from the promo a few months back. Will be a hassle to fight for the other 15k points. I’d hold off on this. Maybe adding one at a time on the same day is the way to go. But if I recall correctly, the first offer indicated you had to add all 4 au at once. Ironic how their own terms messed up the promotion.

  20. foobar says:

    I’ve actually got this on my no-fee Hilton card (5k for $250). No joy on Platinum (already did 3 AUs there), EDP, BCP, SPG, Delta Gold.

    My wife has 1.5k for $150 on her ED, plus the same no-fee Hilton offer I have, plus 5k for $500 on Platinum (already did 3 AUs there too). Nothing for SPG or Delta Gold.

  21. anne says:

    Would love to get 5000 point for Amex platinum by adding my daughter as AU but she is only 3. I have added her to Chase and Citi for AU bonus without problem.

  22. Adam says:

    Has anyone double dipped on the Amex AU offers & gotten bonuses to post on the 2nd set? I see that many of the AU offers have been extended/possibly new or are considered new offers again. I think some were renewed last month as well, so for those that jumped on it – did your bonuses post again? Fyi first round im considering was during the summer.

    I’ve done the Plat & Surpass bonuses once already. Now wondering if I can do em again for a fresh set of bonuses.

  23. NinjaX says:

    surprised everyone is excited about this. they must be n00b or have legit holiday spend coming up. IMHO this is a TRAP. no way am i going to stick my head out and offer myself as a sacrifice to test the new amex TC. i pass. will watch others leap into the fire. if they get the bonus, good for you, but i value my amex relationship too much to get Serve Blue Bird/Blue Balls banned for life.

  24. Alex says:

    Does the AU spend count towards the primary holder MSR spend? Just applied for 100k 5k spend in 3 months, so wondering if I can knock out both AU and MSR at the same time.

    • tinytavosa says:

      I do believe these would be separate, but someone else could chime in separate. If the AU spend was just on “any” card on the account, that’s one thing, but seeing as they all have different Credit Card numbers, it seems pretty easy to be sure they wont count together. Worth a shot, but then again “testing” this may require the risk of losing one of the bonuses.. so there is that.

  25. Dave says:

    Does adding yourself count toward 5/24 as well?

  26. Just a Note says:

    Still working through my missing AU bonuses – chat is useless. I am at the 12 week mark on several, and their answer is to submit it and then I need to contact them in a couple weeks to see the status.

    I called in, however, and they created a case to have all missing points credited to the account, and they would contact me in 3-5 business days.

    Not ideal, but better than something maybe happening for one of the missing bonuses, and I have to check back in a couple of weeks.

    Incidentally, I submitted all AUs at the same time, as instructed in the original offer. Have the new one as well, but don’t know that I will go for it unless the other points post. We’ll see.

    • Eduard says:

      Hey, I am on the same boat. Only got 1 out of 4 PRG bonuses to post. Let me know how it goes for you. I dont think I am at 12 weeks just yet.

      • Just a Note says:

        Just got a call from them. They posted two more of the bonuses, but the how and why doesn’t make particular sense.

        According to their records, The bonus for AU #1 posted immediately after the spend (roughly 2 days later). The bonus for AU #2 just posted – after 12 weeks. I agree with this part.

        The bonus for AU #3 also posted – just after 8 weeks. Oddly enough, this was the fourth card to meet spend, because of a delay in the pending charge being claimed.

        The final card, AU #4, is still waiting for its bonus. It is past the 8 week mark, so has therefore not 12 weeks, and I will have to wait another 3 weeks or so and contact them again.

        The strange thing is that AU #4 was actually the third to meet spend. Perhaps because the pending charge actually hit their systems first, it put AU #3 in line first – but I still have no idea why the bonus was paid out prior to the 12 week mark.

        I also had a 5000 point bonus on a Platinum card, and I think this may have something to do with it – they seemed to think that I had already received all 20K points, so it is possible if I didn’t have this, I may have received the bonus on AU #4 as well. After a while of talking them through it, they recognized that a “Plat” bonus is not equal to “PRG”…

        • Eduard says:

          Thank you for the update. I have not contacted them since I would open the cards without a SSN, meet the spend requirement pretty quickly. I got one of the bonuses to post. The other 3 have not yet posted. I am not even sure if those cards are active as they close them down after like 90 days if you do not provide SSN.

          • Just a Note says:

            I did that on my Everyday, and received the bonus on the first card, but not the other three, and they were closed before the bonus posted on those.

            On the PRG, I called in to activate with SSN (using mine, the same as the primary card), and so they stayed active, even past the 90 day window. I did the same on the Platinum cards.

            The next time – if there is a next time – I get the chance for an AU, I will add AUs one at a time, rather than all at once, and that seems to allow the bonus to post correctly, right after meeting the spend requirement.

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