Posted by William Charles on November 12, 2017
Credit Card Offers

Published on November 12th, 2017 | by William Charles

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New American Express Authorized User Bonuses – List Of Offers & Everything You Need To Know

This was originally posted on October 16th, 2017. Reposting on November 12th, 2017 because offers on the Platinum card have been sent out.

Note, these offers are different to the ones previously offered (e.g new expiration dates). A lot of cardholders are being targeted even if they were targeted before.

The Offers

American Express Platinum

No direct link. Hat tip to Miles to Memories

  • Add an authorized user and earn 5,000 bonus points when they spend $500+. Can add a total of four authorized users for a maximum of 20,000 points.

Hilton Honors Surpass

Direct link to offer Hat tip to reader @Wizmanison

  • Add an authorized user and earn 5,000 bonus points when they spend $250+. Can add a total of four authorized users for a maximum of 20,000 points.

Blue Cash Everyday

Hat tip to reader @jtgtix

  • Add an authorized user and receive $25 points when they spend $250+. Can add a total of 4 authorized users for a maximum of $100.

Premier Rewards Gold

Hat tip to reader @kkfr888

  • Add an authorized user and earn 5,000 bonus points when they spend $500+. Can add a total of four authorized users for a maximum of 20,000 points.

What You Should Know

  • If you aren’t targeted, call American Express to see if they can add the offer to your account. This is usually possible. At the moment the direct links don’t seem to be working either, so calling in regardless of whether you received an e-mail or not seems like it’s required.
  • SSN is not required when you add an authorized user, but you need to provide one within 60 days of account opening (people have been denied the bonus in the past for not providing this in time)
  • American Express authorized user accounts do count towards your Chase 5/24 status/total.

F.A.Q

Does being added as an authorized user prevent you from getting the sign up bonus?

No, you can be added as an authorized and then sign up for the card as the primary cardholder and still receive the sign up bonus.

Who needs to spend the money to trigger the bonus?

Authorized user needs to complete the spend requirement. Keep in mind authorized users have their own unique card number so this is easy to track. It’s highly unlikely that spend completed by the primary cardholder will trigger the bonus.

Our Verdict

Please share any other offers you received in the comments, along with any direct login links if you have them available.



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Laurence Hughes

Does the AU need to supply their SS#, and if so, is there a credit pull?

Yes, you will have to provide the AU’s ssn when it comes to American Express. I don’t think there is a credit pull since they are not legally liable for the account.

Wrong. AU accounts always appear on one’s credit report; DoC even mentioned as such in the article above. Why else do you think they ask for SSN?

Some questions about authorized user accounts and primary credit holder accounts (not limited to American Express):

1) Does an authorized user account (not a soft or hard credit pull) appear on the authorized user’s credit report, the primary holder’s of the credit account credit report, or both?

2) Is a credit pull performed when an authorized user is added to a credit account?

2a) If a credit pull is performed, is it a soft pull or a hard pull?

2b) If a credit pull is performed, whose credit report shows the credit pull, the primary credit account holder, the authorized user, or both?

2c) If credit pulls are performed and are shown on both the primary credit account holder’s and the authorized user’s credit report, are the credit pulls both hard, both soft, soft(AU) & hard(primary), or hard(AU) & soft(primary)?

Aditya Shrivastava
Aditya Shrivastava

1. It will appear on the authorized user’s credit report. This is true even if they don’t ask for SSN. They can figure out who the card is for by the name, address, etc.
2. No hard pull is performed. Not sure about soft pull. If there is a soft pull, it will be on the authorized user’s account.

regarding: Aditya Shrivastava says:
October 16, 2017 at 3:38 pm
1. It will appear on the authorized user’s credit report. This is true even if they don’t ask for SSN. They can figure out who the card is for by the name, address, etc.
2. No hard pull is performed. Not sure about soft pull. If there is a soft pull, it will be on the authorized user’s account.

1. That is more of a Chase bank thing. Where they can basically figure out who the person is, and that is only if they reside at the same address of the main account holder. Amex requires the SSN as stated or else the card will be closed. Chase you hear of people just making up names or using pet names for AU’s, in that case theres no way they can associate it to a SSN.

Vince says:
October 16, 2017 at 10:22 am
Some questions about authorized user accounts and primary credit holder accounts (not limited to American Express):

1) Does an authorized user account (not a soft or hard credit pull) appear on the authorized user’s credit report, the primary holder’s of the credit account credit report, or both? *****Only appears on the authorized users report, as the account is already listed on the primary.

2) Is a credit pull performed when an authorized user is added to a credit account? *** No. But you may see subsequent SP’s more geared towards marketing for mail offers.

On the topic of authorized users, with other banks, things get interesting. Citibank is very strange. They will issue an AU card to the AU, you can have it mailed to them if you wish, BUT their address will be added to your credit report! I have had cases where I had to use my AU’s zip code to get a charge to go through. Why on earth citi uses IDENTICAL numbers, even security code and expiration date, is mind boggling.

I would not do any of these AU deals unless I was at >100/24 because its simply not worth it. Especially because there is no backdating.

A credit pull is not the same thing as having an account appear on one’s credit report, Jim.

Jim, I think you misunderstood Tim’s comment because your reply to his comment seems a little off. American Express is different than any other when it comes to AU. Laurence Hughes no, of course there’s not a HP on a AU when signing up, hence the reason for them not being liable for bill. You have 60 days to supply Amex with AU SS# or the card will become inactive. It seems a bit silly, for lack of a better word, to set out to get one of these cards if you know the end results is negative.. Really the reason Amex wants the SS# of AU’s is so they can make sure that they are not allowing or extending credit to someone that has “stiffed” them in the past.

I used the Safeway five back deal to spend on my Au card and they did not credit me the spend bonus.

How can they know I bought vgc? The level 2 data was shared for staples purchase not for Safeway

Exactly how long has it been? Amex is notorious for taking forever for this. Probably just requires some patience…

Coming to a month.

Most of the re-targeting is due to the fact Amex has screwed up the earlier one. Only one AU of the last one got the bonus. That made Amex systems think the user has not added 4 before. Atleast that was in my case and SO.
Now, i am at the end of 12 week wait period. If i can get the bonus by calling, i can cancel the prior 4 AU and re-do the bonus again (of course there is this RAT i need to worry about).

Hmm. Makes me wonder if I should even try all 4 of mine then. I got on the first one. Ms on second and no bonus yet.

Maybe forget the other two.

This is spg

Read this:
https://www.doctorofcredit.com/american-express-authorized-user-bonuses-list-offers-everything-need-know/#comment-489657

For those trying it first time, it might make sense to do it each separate same day.

Thanks. That is interesting. What do you mean by 1 at a time and all four at once?

Instead of adding a 4 cards at once in the au add screen, add 1 card at a time by having 4 tabs open for au add screen.

For HHS 4×5000=20,000, or is there a cap at 10,000?

I got an email a bout up to 20000 points from amex platinum for adding authorized user

Can you signup and hit the bonus before 60 days without supplying the SSN??

HarryTheFirstHarry
HarryTheFirstHarry

I do not know the answer, but I like the way you are thinking 🙂

no you cant. the system will make you verify ssn & bdate when you activate the card after rcv’ing it. amex has wisened up a lot lately. cant slip pass thru so easily anymore.

I received the first 5000 bonus on my 4 AUs but not the others and i did not supply any SSNs. I was looking for other DPs.

Also, i just didn’t do the activation. The card will work without it and anytime a terminal asks for zip i just use my own (the primary card holder).

Oh interesting. Thanks for the heads up. Last time it was such a hassle cause Amex systems I guess have access to DBs where they certify matching SSN & bdate before moving along the activation process. Both online & over the phone so couldn’t escape it. Uneccessarily got a bunch of AUs added to my fams CR cause made up bdays & SSN wouldn’t work once you already started on the confirmcard page.

Anyways, good to know this can be completely avoided & cards will work regardless of activations/adding to user profile!

That’s a big NO HolyTiger!!

Will I get the bonus again if I already got the bonus a few months back? Amex sent me this promo despite the fact that I had signed up for one.

DoC, just a heads up, under the Surpass section you say a max of 10k pts. but if each AU gets 5k bonus, and you can do this upto 4 AUs then that = 20k total.

also after clicking that link, when you goto add the AUs theres no mention of the bonus language. same w the BCE. dunno whats going on w AMEX these days, they & their IT is becoming really sloppy. I got emails informing me of the extension on both these offers since I missed out on em in the summer (tho looks like folks who did it already, got the email too)… but its concerning that the landing page where you add the AU, has NO mention of the bonus or any related language at all. unlike the offers from the summer (Plat, PRG, Delta, SPG etc)

anyone still gonna risk it? or are you gonna go the phone option, and have a rep add them while on a recorded call w the offer explicitly stated. not sure how we would go about “matching” this if the bonus doesnt auto post — since the link/page just takes us to a normal AU page rather than anything with a bonus mentioned.

Just a heads up, I added an AU on my BCE last week and it resulted in a hard pull with Experian. AMEX CSR seemed to be clueless.

For the Hilton Surpass, I don’t see any details of the offer when I click the link in the article. It just says I can add an AU, but no mention of any bonus. Is it there somewhere?

Edit: Didn’t see Adam’s post just above mine. Looks like it’s not mentioned and so there’s no guarantee we’ll get the bonus.

FYI, same offer on Amex Gold Premier for AUs until 12/2 as well.

Can u share the link for the PRG?.

Whats the minimum age for an AU card? I might have at least one legit user I can add….

Doing this would be the only way I’ll get more points before canceling the card as the PRG is a goner here in come January 15th or so. Waiting on a bonus for the new amex no fee business card and maybe eventually the no fee everyday. Decided the others are not worth it to me anyway.

Ryan, I believe for Amex, the minimum age is 15. Don’t think the other banks have a minimum age, though.

I have added my daughter, at age 13, to a few cards. I’m really quite sure that the min age for AMEX is not 13.

I still have not got the bonus for Amex Plat and BCE on AU back in July/Aug

does anyone know of a good number to reach a CSR that can add this AU offer over the phone? … DoC didnt mention a number in the post. talked to chat, the number they gave ended up in india via the phone roulette. and those agents were kinda clueless.

as in, some agents could see the offer but couldnt add to my card. then xferred me over to someone who could add AUs over the phone but couldnt see the offer. then I ended up in mexico where the agent could neither see the offer or add AUs lol. hate that AMEX is so fragmented & an absolute mess.

alternatively, if someone got the email re: this offer, if you could forward this to me – so that I can send it to amex to get this offer added/matched to my acct manually, that’d be great. obv feel free to remove your personal info from the email, I’ll be adding my own anyways. lmk if you can help – m_town13 @ yahoo

Online chat.

The problem with adding someone to Amex is that the authorized user card date starts on the month they are added and does not start with the cardholder’s card origination date. As a result, any authorized user could see their scores go down since the new card effects their card age number. It is the one big drawback of adding AUs to Amex.

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