Feel free to share your referral links for Premier Members Credit Union Reverse Tiered Money Market Account account in the comments below. There are no requirements, just only share your link once. People found to be abusing this will have all their links removed and be banned from the site.
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https://www.pmcu.org/referred-by-a-friend/VFVJHQJJH
This is the referral code of Ann. This comment has been stickied as Ann was one of the best comments of the month (https://www.doctorofcredit.com/best-comments-february-march/). Support readers that provide useful comments by using their links. Ann has also provided some additional information on this credit union here: https://www.doctorofcredit.com/premier-members-credit-union-referral-thread/#comment-640030
Opened this account a couple months ago, it’s great! Seems like a no brainer: easy 3% on up to $2K, I even max out up to $5K for the 1.5% tier (more than my current Ally savings account for 1.2%). Credit card funding is also a great option. My referral link is below, use it and we can both get 50 bucks! 🙂
[removed non working link]
It looks my previous link doesn’t work, sorry about that. This one should though.
https://www.pmcu.org/refer-a-friend/MXMUXLNKX
Hi Colin! I want to open this and the lady I have been emailing with at the bank said she needs the referring person’s last name and address too … not sure if it is because I accidentally opened up their ecentive checking account first and then realized I meant to to the Money Market checking so I am wanting to switch over.
Let me know if you can so we can both get $50! Thank you!
First I’m sorry for such a late reply. I must not be getting emails when people reply to me. The name would be Colin Page. However, I do not feel comfortable giving my address out.
The CSR also asked me: “What is your friends name please?” How should I answer her?
So so sorry for the late reply! It would be Colin Page. However, if they ask for the address I do not feel comfortable giving that out, I’m sorry.
Some people may be wondering how to find your own referral code after opening an account. The code is sent only VIA EMAIL and will arrive a few days after you open an account. There is no way to find your referral code in online banking.
Also, the credit card funding posted as a PURCHASE (not cash advance) on the BOA premium rewards CC. It took two or three days to post to the Premier money market account.
DoC seems to think this account likely isn’t worth opening because of the low maximum balances that earn a high APY. I think, however, the $500 in credit card funding, the $50 referral bonus (see below) and the $3000 that you can deposit and earn a weighted average interest rate of 2.50% is worth doing.
If you found this helpful, please feel free to sign-up using my referral code (both you and I will earn $50 upon you opening an account): VFVJFSSFV
https://www.pmcu.org/refer-a-friend/VFVJFSSFV
Here is my code.
DOC has outlined the pros and cons of opening an account. Personally, I am ok with having multiple bank accounts with high APY and have a ACH hub to manage all funds. For me, the money is just sitting there anyway, so why not gain a small but higher interest on a small amount.
https://www.pmcu.org/referred-by-a-friend/VFVJFPJBB
https://www.pmcu.org/referred-by-a-friend/VFVJFSPJH
This credit union has been great! Maxed it out after maxing out 5% accounts and transfers in/out are easy if you need to use it for your emergency fund.
Here is the link to get $50 bonus:
https://www.pmcu.org/referred-by-a-friend/MXMUXMAAC
I’ve been with premier member cu since I was a kid (merger with BVCU), and they’ve always treated me with good service. The 4% rate and 50 bucks is definitely worth opening a new account, especially since money can be easily transferred online when needed. https://www.pmcu.org/referred-by-a-friend/VFVHJPQEF/
I used Cody’s link to open an account. I don’t think the application was a hard inquiry as it didn’t show on either of the bureaus tracked by Credit Karma.
If you use credit card funding, be sure NOT to use a VISA card because that’s no longer accepted by PMCU’s provider.
Here’s my own link:
https://www.pmcu.org/refer-a-friend/VFVJHERSB/
Thanks!
Thanks! Appreciate you utilizing my link! Sorry, just now saw this! Good info about the credit card.
Thank you so much for using this link to get your $50 bonus: https://www.pmcu.org/referred-by-a-friend/MXMUWLLCK/
I used my Cap1 Quicksilver to fund it. Coded as purchase!
Here’s my referral code: VFVJHERRV. Here’s the direct link: https://www.pmcu.org/referred-by-a-friend/VFVJHERRV/
4% with $500 credit card funding and a $50 bonus is a great deal.
Thanks everyone!
My referral code: MXMUWLAKY — https://www.pmcu.org/refer-a-friend/MXMUWLAKY
I’m happy with this account. I’ll park my $2k there as long as they pay me 4% on it. With the $1,500 credit card deposit and the referral bonus, it worked out to a +$80 bonus for me + $80/year on my $2k. Not the greatest but definitely worth it.
No hard pull for me.
Account opened 5/21, bonus posted 5/31. $1,500 PayPal Cashback Mastercard deposit posted as a purchase.
My referral code: MXMUWLAKY — https://www.pmcu.org/refer-a-friend/MXMUWLAKY
Did you contact Paypal to lower cash advance to 0, or was this with the standard rate set?
I used your referral code.
My Referral Code: MXMUWLLLN https://www.pmcu.org/refer-a-friend/MXMUWLLLN
Opened account via CC ($1500) with Citi Double Cash on 5/11.
$5 to Savings/Member Account.
$1495 to Money Market.
Posted as purchase.
Spoke to Customer Service on 5/23 and confirmed the following:
$50 bonus will post 5/31.
Can get multiple bonuses per household either as individual accounts or joint accounts (both parties will get $50 bonus).
Maximum number of referral bonuses is 20.
If you found the info helpful, please use my referral code.
I just opened my account recently, very pleasant experience. A couple of changes since the DoC original post:
– Now 4% on Money Market, up to $2k balance
– On the application it says you can fund up to $1500 in credit card funding. I used my PayPal 2% Cashback MC, it posted as a purchase
The great thing about Premier members is the $50 referral if you use a referral code when opening the account – both you and the referrer get a $50 bonus. If you use my referral it will be greatly appreciated:
MXMUWLLNW
BTW, beginning July 1 2018 their checking account will also earn 4% interest up to $2k, but you have to meet these requirements:
“To earn big, you need to meet the following criteria each month:
• Have a direct deposit# of at least $500
• Be enrolled in eStatements
• Use your debit card at least 25 times with your signature
(insert card and choose to sign instead of enter a PIN)”
Closed my account, please use someone else’s referral code
Can’t leave us in a cliff hanger like that! Why did you close the account?
I just opened an account last week. It was a soft pull and the $1500 in credit card funding coded as a purchase on my Chase Ink Cash.
Here is my referral link: https://www.pmcu.org/referred-by-a-friend/MXMUWLNNX/
Hi all! I just opened my money market account with PMCU, and it all went pretty smoothly. No hard pulls that I can see. I didn’t get to use the credit card funding since they don’t take visa. I used a referral code from the list, and would like to add mine as well. And if you have any questions about the process or credit union, feel free to ask!
Referral link: https://www.pmcu.org/referred-by-a-friend/MXMUWLMCU/
https://www.pmcu.org/referred-by-a-friend/MXMUWLCKC/
Soft pull, chase freedom posted as purchase, got bonus about a week after opening deposit, no chex sensitive at all, use my link and we both get 50$.
https://www.pmcu.org/referred-by-a-friend/VFVJHRJRR/
Opened Savings and Money Market with $1,500 credit card funding. Used Wells Fargo Cash Wise VISA which posted as a purchase.
Also opened a checking account for same amount and same card.