Published on April 2nd, 2017 | by William Charles46
Q2 2017 5% Quarterly Categories (Freedom, it, Cash+ & Dividend): Activate, Offers & Suggestions
It’s now possible to activate/enroll your 5% credit cards for second quarter of 2017. In this post we will provide the activation link for each card and also list what categories that card has along with any strategies we suggest for helping to increase spend on that category (without just making frivolous purchases).
Chase Freedom – Grocery Stores & Drugstores
The holy grail of 5% categories and both in the same quarter! Finding Visa/Mastercard gift cards at a grocery store or drugstore isn’t too difficult for most people so maxing this category out will likely be done quickly.
Tip: Click ‘See Details’ in your Chase Freedom login to see how far along the $1,500 you are.
Discover it – Home Improvement & Wholesale Clubs
Some people might be getting sick of wholesale clubs, but you should be able to max out this category without too much issue either. More details here. New Discover cardholders will also get that 5% cashback doubled at year’s end for a total of 10% back.
Tip: Click this link to see you how far along the $1,500 you are.
Citi Dividend – Drugstores & Fitness Clubs
Citi is slightly different to the other cards in that you have a $6,000 annual cap rather than a quarterly cap. Drugstores is probably the easiest category for the year to purchase gift cards for, so most people will be trying to max out their annual cap this quarter.
Cash+ – Select your Categories
U.S. Bank Cash+ offers 5% cash back in two categories, up to $2,000 combined total per quarter. Here are the current options (keep in mind that Charity was replaced with Ground Transportation from this quarter onwards):
- Select clothing stores
- Cell phones
- Electronic Stores
- Car rental
- Ground Transportation
- Sports goods
- Department Stores
- Furniture Stores
- Movie theaters
Tip: Login here, then scroll down to view history.
Best categories really depend on your personal preference, I used to go with charity so I’m going to have to rethink my strategy.