Posted by Chuck on March 3, 2017
Credit Cards

Published on March 3rd, 2017 | by Chuck

48

Signup Link for MERRILL+ 50k Offer is Gone

A lot of people jumped on the Merrill + Visa 50,000 points signup bonus, worth $500-$1,000. Unfortunately, both signup links people were using (this and this) are no longer working and show a message that “The application you are requesting is currently unavailable.”

Screen Shot 2017-03-03 at 1.28.10 PM

I called the number shown on the screen and the agent was able to locate the application, but was ‘unable to see’ any bonus details, which I assume to mean there wouldn’t be a bonus.

No idea if signup links will come back or will come back without a bonus. If anyone finds a working link or finds a bonus offer in-branch, let us know.

Hat tip to @milesforfamily and Bob



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rajansv
rajansv

Chuck, Did you mean Merrill+?

William Charles

I think he did, I updated the post.

Dima
Dima

Glad I didn’t procrastinate this time and got the card a week or so ago 🙂

irshad
irshad

Same here. Got approved last week and waiting on the card. Havent received it yet.

Mark O
Mark O

Dang 🙁 Got the wife one but was going for my own in a month or two….I thought it had been reported we had almost a year left. I hope it comes back.

MarcoPolo
MarcoPolo

Damn……same here.
I left it for later as I’m 4/24 on Chase and wanted to apply for Chase SW RR Card before this.
Hope it comes back.

Gaurav
Gaurav

In the same boat myself. Annoying. Hope it comes back.

EricAstray
EricAstray

Did you mention the priority code while applying?

Kevin
Kevin

It was always intended for Merrill clients only. My guess is no, a public link won’t be back.

jnrfalcon
jnrfalcon

Exactly. It was dug up by somebody on Reddit in the first place, not a public release. I’m already impressed that BOA let it leave for such long.

William Charles

Was dug up by our very own sirtheta AFAIK

Eric
Eric

I didn’t even realize this. I wonder if they will pull an Amex and claw back the points.

irshad
irshad

Just curious if the rewards will be given to those already approved.

William Charles

Don’t see why note/how they would get out of that responsibility.

Jake
Jake

Haha guess that takes it off my list.. had been debating grabbing it right before my trip in a few weeks.

Darv
Darv

Wow, I decided to try again on this card yesterday morning and they flagged it as a duplicate because I applied in December. But I had a nice lady on the phone, she got it ready and came back with approval. Finally got the elusive Merrill+. I then tried to tack on BBR and Travel Rewards. BBR was tough sledding but after three recon calls, got a really nice guy who helped me out, and approved the BBR as well. Submitted the TR app late yesterday with the single pull but one recon call today was a very firm no. I may wait for the letter and try again, but probably won’t push my luck further. Want to get back on BofA’s good side (lot of cards with them 2016). I opened savings last month to help with personal card apps. I referenced it on all recon calls, so maybe it helped.

Thanks for making us aware of this great card, DoC!

Nus
Nus

BTW Did you get a 1099 from BoA for credit card bonuses in 2016? I know they should be non-taxable, but there was some discussion that BoA would issue 1099s anyway.

Darv
Darv

Yes, did received 1099-INT from BofA BUT, only for a personal checking bonus and business checking bonus. Nothing reported for the rebates or relationship bonuses.

Which makes sense, that is not income. That is rebates on purchases.

Nus
Nus

Thanks. Sounds like you just got exactly the 1099 you should expect, for the checking bonuses, not the credit card bonuses. I was just asking because I was reading discussion that they would (wrongly) send out 1099s for credit card bonuses (and/or cash back and/or relationship bonuses), but the lack of people reporting this makes me think this didn’t happen after all.

Darv
Darv

Yep, I read that too, so was hoping the 1099 would be correct and it was.

Eric
Eric

Did you have over $600 in credit card bonuses (including relationship bonuses) deposited in your BAC checking account?

William Charles

Welcome, glad to hear you got it.

chb
chb

Partner applied last week and went pending and then approved. Email from BoA says her card is on its way.

I applied earlier this week, was still pending as of yesterday (approved for Alaska instantly). Now when I check on my applications it doesn’t show any records (not even the Alaska one). Related? Maybe.

William Charles

Did you try calling? I know BofA was having issues earlier in the week.

Andy
Andy

I just called reconsideration and got it approved from my application yesterday. Do you think the bonus will still be attached to my account? Anyone with experience on something like this?

William Charles

It should still be attached as you applied for a card with a bonus, that’s how it works 99% of the time.

Heather
Heather

What kind of relationship do you have to have with Merrill to legitimately apply?

William Charles

Not sure sorry

Nik
Nik

I have 9 chase coupons for $500 checking/savings bonus expiring Mar/7/2017.

I will let Will decide how he wants to give them out. I could just list them here (or mail them to him)

William Charles

Hi Nik, if you can send them to will@doctorofcredit.com

nnapper
nnapper

i called merrill and they said that i would need to apply in person at branch.

William Charles

If anybody tries in branch, let us know if it works.

P
P

Well glad I didn’t wait. Just got an email my card shipped today

bellevuemike
bellevuemike

For those with the bonus points and who fly Alaska, book any $500 flight twice using the 50K+ points and then cancel the flights and drop the $1000 credit into your Alaska wallet.

My wife and I did that with our cards and accumulated $2K. We then booked two outrageously expensive nonstops from Seattle to the Big Island over the fourth of July ($996 each) and used our B of A Alaska Visa companion passes to have the whole family go for $240 all-in for what would otherwise have been a shade under $4K. We had already booked 6 nights at the Fairmont Orchid in an exec suite using Chase’s now defunct Fairmont 2 free nights X 3 cards = 6 nights. Those retailed out at $6K and now we’re just picking up the $180 in resort fees.

This game is a lot of fun if you play it right and get really, really lucky with application timing.

If the Merrill bonus comes back and you fly Jetblue or Alaska, use the wallet trick.

Meathead
Meathead

Aha. Great tip.

PG
PG

Well played!

Victoria King
Victoria King

What a score! Sounds like a great trip at an amazing price.

I’ve heard about the wallet trick with Alaska, but I wonder how feasible it would be to use on Jetblue. Would you happen to have any pointers? I live in a Jetblue hub and would love to stash $1K in credits. Would there be any change fee penalties if the Jetblue flight is canceled well in advance?

bellevuemike
bellevuemike

Wasn’t my idea. Read this and it will take you through it for Jetblue and Alaska:

http://milesperday.com/2017/01/maximizing-merrill-card-50000-point-signon-bonus/

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