[Expired] Stockpile: Waiving Fees For All Giftcard Purchases (11/26-11/29), Use Promo BLKFRI2020

Deal has ended, view more Stockpile deals by clicking here.

The Offer

Direct link to offer

  • Stockpile is selling gift cards without any fees, use promo code BLKFRI2020

The Fine Print

  • Valid Thursday, November 26th until Sunday, November 29th at 11:59PM PDT

Our Verdict

Normally they charge both a fee for paying by credit card and an activation fee, both of these are being waived. For more information on stockpile read this post.

Hat tip to reader JG

109
Leave a Reply

avatar
 

  Subscribe  
newest oldest most voted
Notify of
Xatos
Xatos

New code, HOLIDAY2020 valid till 12/24/20. Waives the gifting fee for gift cards(2.99)/buy more options (.99), as well as the cash purchase option (.99). Doesn’t waive the credit card fee tho, so not nearly as good.

OptimusPrime
OptimusPrime

The 3% credit card fee is the killer. On $1000 investment the cost to fund the account is $30!

mark
mark

BLKFRI2020 is no longer working. It’s showing: The promo code you entered is invalid or expired.

But the gifting fee is still only $2.99, no 3%.

I don’t remember, but does the 3% show up during checkout under the gifting fee when buying gift cards normally on other non-black friday times?

calwatch
calwatch

Yes it does

charlie
charlie

Overseas and I kept getting card error please contact customer service. Popped on a VPN and info went through. Citi / Barclays both went through. But not sure if Barcalys is CA since it is pending.

charlie
charlie

Got points on Barclays reward card. Not sure about double cash with the 5% promo yet tho, fingers crossed.

Captainsave
Captainsave

Will this count toward MSR for amex?

whodidntante
whodidntante

No one knows. It’s a gift card purchase, so you are not on solid ground if they deny it.

Captainsave
Captainsave

it counts. Got the bonus

Danno
Danno

I did too, but keep your eyes on that balance. My $2k purchase still hasn’t posted points, even though every other purchase has, even those made a couple days later.

Piles of Miles
Piles of Miles

I posted a couple days ago on testing 5% (on 500 Citi online scenario), I responded to my post this morning (but that gets buried) so dropping below in case curious

Just closing the loop. As others have noted, there is no CA fee on the credit card purchase which is nice. For the particular test of getting 5% back for Citi ‘online’, no 5% (bummer) but I did get the normal reward which is still a good deal. I went ahead and scaled up a bit using BofA premium to get extra stockpile GCs that I’ll sprinkle into the market over the next couple weeks.

If you were looking to increase general market holding anyway (and aren’t fussy on controlling exact timing for some of your investments) this is a sweet deal letting you have almost a reverse ‘commission fee’ upfront with getting cc rewards. But cold be a hassle for some flippers who might just find it easier doing one of the more traditional broker sign ups, or even bank sign up bonuses. One plus for the stockpile scenario is because your get credit card rewards, those are tax free. Brokerage/bank bonuses show up on the 1099s…

sg77

I don’t think the Citi 5% statement credit has posted for anyone yet (for any kind of purchase), so you can’t tell yet whether this counted.

Piles of Miles
Piles of Miles

Good point SG, very likely some lag time for this so we’ll see how it goes.

Piles of Miles
Piles of Miles

You were right SG, like others giving data points I’m seeing the 5%/$25 online purchase bonus on my citi cards start to come through. Nice! Good for future note when other offers surface.

Slowbrake
Slowbrake

DP: 12/17 the Citi 5% statement posted for my cards.

Bwicked
Bwicked

$25 statement credit post on my AA card on statement close, so I think it is gonna work just fine on all the Citi cards.

Xatos
Xatos

$25 statement credit posted on Doublecash for P2.

n
n

Chase codes as “Professional Services”, not a cash advance

Joe Schmoe
Joe Schmoe

Anyone know if this triggers 3% cashback for online purchases for BoA cash rewards? I charged mine successfully for $2k today but since the charge is pending I can’t tell yet if it qualifies.

Bwicked
Bwicked

Yes, it does fall into the online category for BOA CR.

Joe Schmoe
Joe Schmoe

Thanks! The transaction posted and confirmed coded as Online Purchase for 3% CB.

Xatos
Xatos

PSA: 25K yearly gifting cap. Failed transactions appear to count toward this limit as well, same as they do toward the daily cap.

mark
mark

If you’re not logged in, how are they tracking you with the failed transactions?

Jason
Jason

My guess is that they’re using IP address to track it. I tried different email addresses, and the same error came up. Then, I tried on my phone, and it still didn’t go through, but the message was different (appeared to be my credit card declining the transaction). I don’t know if that’s it, but I was encouraged by the message not being about a limit that’s hit.

slowbrake
slowbrake

Maybe that Nord VPN deal is really going to pay for itself, they have like 15 servers in the US.

whodidntante
whodidntante

Not hard to track since you are entering your e-mail and billing address and that can be verified with the credit card issuer.

mark
mark

It’s easy to fool using different email addresses and virtual credit cards, though. Just my thoughts

Xatos
Xatos

Come to think of it, I was logged in… oops. And it appears to be per account? Will check.

calwatch
calwatch

It looks like it’s based on email, as I used a card that was rejected on a different email and it worked fine.

Xatos
Xatos

failed multiple times when sending gc #10 from same recipient. So appears to be a combination of per email as well as a max of 9 gc from the same sender name? Also, appears that their system responds better to orders being placed further apart than 30 seconds/single card orders, i.e. lower failure rate.

Dylan Boyle-Levy
Dylan Boyle-Levy

I’m gonna buy stock in Moneygram and western union 😉

Captainsave
Captainsave

When do they execute the trade? End of market or extended market?

Captainsave
Captainsave

End of market it is

Mark
Mark

From Stockpile:

Stockpile’s current business model is that of market on close business trading time. We process/execute each business day 4:00 pm Eastern time based on the closing price provided your order is entered at 3:00 pm Eastern time. If it’s entered after that time it rolls over to the next business day and will execute as described in the previous sentence.

This is noted on our website if you would like further information https://help.stockpile.com/trading-and-dividends/buy-and-sell-orders/when-are-stock-trades-executed (https://help.stockpile.com/trading-and-dividends/buy-and-sell-orders/when-are-stock-trades-executed)