Posted by Chuck on March 8, 2019
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Published on March 8th, 2019 | by Chuck

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Swych no longer earns 5x with INK Plus/Cash

There was a report on Reddit stating that the Swych app stopped earning 5x with the INK Plus/Cash cards. We waited for corroborating data points, and eventually one came through in the comments on Frequentmiler, though there is another conflicting data point there as well.

I decided to test it out with a $10 eBay gift card purchase, and, indeed, it did not earn 5x. It used to show up as bills and utilities, now it shows as Merchandise and inventory and only earns 1x.

I don’t know if this change affects the INK Preferred card from earning 3x there, let us know if you try it out. We’ll update this in the next update of our Payments Workshop.



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Alex
Alex

Unfortunate news. Also, I think you meant “corroborating” instead of “collaborating” ?

BIGCHURNA
BIGCHURNA

Swych app IMMEDIATELY deleted forever

escot
escot

I already dreaded dealing with swych…. miserably unreliable app, lousy customer service (if you could get them to respond). Swych, you earned my low regard. This seals it.

Good riddance.

Stephen Pepper
Stephen Pepper

Was your transaction with the Ink Plus or Ink Cash? I’m trying to work out if that affects things too.

Richard
Richard

What is a good alternative

Lrdx
Lrdx

Using a non-Chase card?

Imnotsureyet
Imnotsureyet

Going to Staples?

Barry
Barry

Gyft

Won
Won

You can also get some digital gift cards delivered to you through Staples.com. Those will earn 5x on the Ink Plus. Some gift cards offered through Swych are not available on Gyft (at least at the time I checked).

For instance, I was going to Fleming’s Steakhouse, but Gyft didn’t have the option available. Swych did, but the PayPal functionality of Swych was broken at the time, so I bought Fleming’s gift cards through Staples instead. The only downside is that, with Staples.com e-gift cards, the delivery takes a few hours, whereas Gyft is immediate.

Squarebush10
Squarebush10

Doc, on 3/5 I purchased a $5 giftcard to Dunkins using the CIP, coded at 1x

Kevin
Kevin

Doc, on 3/5 I purchased a $5 giftcard to Dunkins using the CIP, coded at 1x

Frank
Frank

Oof

Snorklez
Snorklez

This was PayPal’s doing at Visa’s behest – Visa has a category that better fits gift cards and had been splitting the VISA/MC MCC for Gift Card related small & midmarket merchants.

They are now showing a separate MCC when using Visa, but Mastercard remains unchanged.

Uri
Uri

Really really really hoping gyft isn’t next. That will almost end it.

dave
dave

So long Swytch. Hang in there Gyft

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