Feel free to discuss and share data points in the comments below on what works to earn 4% cashback on the U.S. Bank Smartly Visa card. For context, some of us are grandfathered into the old U.S. Bank Smartly system whereby holding $100k... Read More →
Tag - u.s. bank
[Update] U.S. Bank Nerfs Existing Smartly Cardholders On September 15, 2025
Update 9/17/25: Reposting since all the changes went live. If you already spent $10k during this statement period, you’ll only earn 2% on purchases until your next statement begins. Note: since the change, the 4% is only reflected... Read More →
(Update) Major Changes To U.S. Bank Altitude Connect & Go Cards
Update 9/5/25: Apparently the Business Altitude Connect also has now the lower .8 cent-per-point redemption value when redeeming for cash (if you don’t have a U.S. Bank bank account). Update 11/11/24: We noted how the Connect 4x... Read More →
(YMMV) U.S. Bank Smartly Savings Account Interest Rate .05% APY
A few days ago, U.S. Bank lowered the public rate on the Smartly Savings account from 3.60% to 3.00% APY. They are now sending a letter in the mail to some customers indicating that they are no longer eligible for that increased rate... Read More →
[Targeted] U.S. Bank Smartly Checking Deals: Get 15% Back On Drugstores
Earn 15% cash back up to $15 at drugstores, ends September 30 Read More →
U.S. Bank Smartly Savings Account 3.00% APY
The U.S. Bank Smartly savings account APY rate has been lowered from 3.60% to 3.00% APY. Some people who are grandfathered into the old Smartly system use this account to meet the $100k balance to become eligible for the 4% credit card... Read More →
[Expired] [Targeted] U.S. Bank Triplecash: Earn $50-$150
U.S. Bank Triple cash is offering a bonus of up to $150 Read More →
My Plan Going Forward With U.S. Smartly 4% Card
I’ve been enjoying earning 4% on all purchases using the U.S. Bank Smartly card. Since I prefer cashback, this takes away much of the thought process in using one card or another since 4% will usually be close to what the other... Read More →
[Update] U.S. Bank Altitude Connect Card With 20,000 Point Bonus (Worth $200)
After much delay U.S. Bank has finally launched the new Altitude Connect card with a 50,000 point bonus (worth $500) Read More →
U.S. Bank Credit Cards Can Now Be Closed Via Chat
Via McSpiffin on Reddit, U.S. Bank credit cards can now be closed down via the chat feature. Useful as some people like to signup up for a lot of their cards, especially their business cards. Personal U.S. Bank cards are even easier to... Read More →
[Expired] [Targeted] U.S. Bank Spend Offers: Get $25/2,500 With Two Bill Payments
Check your emails for the following offer on U.S. Bank personal or business card: Earn an additional $25 cash back or 2,500 points when you set up and pay two or more recurring bills, like cell phone, utilities or internet, with your U... Read More →
U.S. Bank Sends Out Survey Regarding New Card/Changes To Altitude Reserve
U.S. Bank has sent out a survey regarding possible changes to the U.S. Bank Altitude Reserve card or the creation of a new card (h/t TwG & Professor_Toke). Questions focused on how much cardholders would be willing to pay for... Read More →
(Update) U.S. Bank Altitude Go Card Adds Foreign Transaction Fee
Update 6/13/25: The Altitude Go card added a 3% foreign transaction fee in September 2024 for new cardholders. They’ve now send word that beginning August 15, 2025, grandfathered Go cardholders will also get the foreign... Read More →
U.S. Bank Smartly Checking Account Monthly Fee Will Be Waived With Credit Card
Update 4/24/25: U.S. Bank is now sending out an email to Smartly checking account holders that the Smartly checking account WILL have its monthly fee waived when holding a Smartly credit card, an apparent reversal from the prior... Read More →
Big Changes Coming For New U.S. Bank Smartly Credit Card Approvals; No Changes Now For Existing Customers (April 14th Cutoff)
(Update 7/26/25: They are low limited the cashback on this card, see full details in this post.) Update 4/14/25: Changes are now live. Original Post 4/8/25: Most of the rumors about that U.S. Bank Smartly card changes which we discussed... Read More →

