Posted by William Charles on February 17, 2017
Credit Card Offers

Published on February 17th, 2017 | by William Charles


[Targeted] Bank of America Cash Rewards For Business Credit Card $500 Bonus

The Offer

  • Bank of America has sent out a targeted offer for a $500 sign up bonus on their Cash Rewards for Business Mastercard Credit card after $5,000 in spend within 60 days.

bank of america

Card Details

  • 0% introductory APR of 0% for the first 9 billing cycles
  • Card earns at the following rates:
    • 3% cash back on gas stations & office supply stores
    • 2% cash back at restaurants
    • 1% cash back on all other purchases
  • No annual fee

Our Verdict

This offer was found when vivano logged off their Bank of America account (offer found on the exit page). Most likely people with Bank of America business checking accounts will be more likely to be targeted, there is also a $200 bonus for opening one of those accounts currently (this is one of the best business checking bonuses).

The nice thing about Bank of America business credit cards is that they aren’t reported on your personal credit report (see what other issuers do/don’t report to your personal report here). This is useful for people trying to avoid the chase 5/24 rule.

Standard offer on this card is $200 after $500 in spend, so this offer is $300 more but also requires an additional $4,500 in spend. I’ll happily take an extra 6.66% cash back, so this is a good deal to me. Obviously if you can’t meet the minimum spend requirements then it’s not. As always, before applying make sure you read through these things everybody should know about Bank of America credit cards.

Let me know if you do/don’t see this offer on the exit landing page (especially those with Bank of America business checking accounts).

Hat tip to vivano on /r/churning

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12 Comments on "[Targeted] Bank of America Cash Rewards For Business Credit Card $500 Bonus"

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Small typo, “reported on your personal credit card” should be “credit report”. Thanks as always for the latest and greatest, and happy Friday!


Fixed, thanks


I’m having difficulty getting in with BofA. Applied for this card a few months ago and they countered with a secured business card offer which I have no use for.

When I’ve applied for their personal cards in the past 18 months they tell me I need more credit history. Oldest account reporting is 11 years old, and AAoA is 2.5 years mind you.


Had the same when i applied for their Alaska airlines card. And i have over 100 credit cards, plus my first card (9 yrs old) is from Boa so what does it mean we need more of a credit history?


You think it would be possible to apply for the lower offer and get matched to this higher one?


It is $4,500 extra spend compared to the standard offer, not $3,500


Have a biz checking, only standard $200 offer showing so something must be needed to trigger the much better $500 offer


Good card. I have the same one but with $200 credit for 1k spend. Bonus posted immediately. Do a triple app within minutes of another. I got instants on all 3 – Nea World MasterCard, Business World Points Travel Rewards, Travel Rewards visa signature . Unfortunately, they won’t approve me now for the Merril Lynch. Might have been approved for 3 since they pulled TU which had no inqs and only 2 newly opened accounts in the past 2 years.

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