The Offer
Bank of America, BBVA, PNC, Regions, and a number of other banks offer cash back deals at select retailers. It’s worth checking your offers periodically to see what’s there and to save the one’s the interest you. Here are the offers I see currently:
- 10% back at Marriott, max $40
- 10% back at Hilton (there are 4 separate Hilton offers for various Hilton brands)
- 10% back at Aloft Hotels
- 10% back at Petco
- 10% back at Petsmart
- 10% back at Petvalu
- 10% back at Advanced Auto Parts
- 10% back at Midas
- 10% back at Cadillac
- 10% back at Cole Haan
- 10% back at Tilly’s
- 10% back at Brookstone
- 10% back at J. Crew Factory
- 10% back at Lindt
- 10% back at 1800flowers
- 10% back at Panera Bread
- 10% back at Houlihan’s
- 10% back at Ruby Tuesday
- 10% back at Brick House
- 10% back at Mello Mushroom
- 10% back at Five Guys
- 10% back at The Cheesecake Factory
- $15 back on Hulu
- $50 back with new ATT line (not as good as this deal)
- $10 back at Stitch Fix
The Fine Print
- Check the terms of each offer for the max discount and expiration date
- Be sure to save each offer separately
Our Verdict
These bank offers don’t get a lot of talk since they are targeted and aren’t usually moneymakers. They’re still nice deals for regular use, especially if you’re using the card anyway. I recently started using my Bank of America cards regularly, and now I’m getting lots of Bank Amerideals offers.
New Direct TV deal, not sure if it’s been posted recently. Terms Below.
Earn $75 cash back when you add DIRECTV.
Call 1-855-837-4388, visit http://www.att.com/directv, or come into an AT&T store today!
Offer expires 12/23/2017. Offer valid one time only. New approved customers only. Must sign up directly through AT&T or DIRECTV, sign-ups through Authorized Dealers not eligible. 1st monthly service bill must be paid no later than 2/6/2018 using the card associated with offer to earn $75 cash back to your eligible debit or credit card. Excludes DIRECTV NOW service. All DIRECTV offers require 24-mo. agreement. See additional terms & conditions at att.com/directv. Coverage & service not available everywhere. Your $75 cash back is earned within 30 days after transaction is made. Taxes, fees, other charges & restrictions may apply.
To the earlier commenters, these deals are based on how often you use the card. And where you use it. Plain and simple. The more you use it, the more deals you get. This is the same for B of A and PNC (Purchase PayBack)
Secondly, in my experience, the initial offer for a retailer starts at 10% and then once you use it, often it shows up again for 5% a few weeks later. So, in Chuck’s case it seems to me he hasn’t taken advantage of these deals much because his are all 10%.
Finally, while I agree the caps are meager (My Einstein’s Bagels offer was $1.00!) Where these come in handy is for the card spending bonuses. For instance, on my PNC, I have a $20 bonus if I spend $250 by 12/31. 8% back on top of the initial 5-10% back from the original purchases (especially when gift cards count) is certainly worth my time.
Thanks, Chuck, for the great post!
By the way, I’ve made $161 and my wife’s made $78 so far this year just on the B of A deals. I’ve been putting my spending on other cards so I hadn’t been checking my deals until I saw them here.
Thanks DoC!
As a tip for others who aren’t seeing a bunch of deals, start using your BOA credit cards more. I only got two or three, but since I starting using my card in more places I’m getting a lot more deals.
I’m seeing some that aren’t in your list:
10% at Jiffy Lube
10% at AutoZone
$100 at ADT
$25 at Virgin Mobile when spending $25+
10% at Olive Garden
10% at Jason’s Deli
10% at McCormick & Schmicks
10% at Chili’s
Add to the list (the above were on my wife’s card):
5% on Embassy Suites/Homewood Suites
10% at Casper mattresses
Not really expecting any DPs here but thought I’d ask -> for the BoA Stitchfix cashback, it says $10 cashback on the “styling fee.” However, I had ibotta cashback cover the styling fee entirely ($20). Anybody have any success in getting the BoA $10 to credit on later Stitchfix purchases? Or does the styling fee code differently?
Was just going to e-mail you on this. Got a 10% on Toys-R-Us/Baby’s-R-Us up to $9 back. Stacked with Ebates (should have checked around other portal but I have the button and it happened automatically).
Only thing I have that I don’t see are:
10% Vudu
10% Massage Envy
10% Olive Garden
$50 XFINITY Mobile
Does anyone know that the Hilton offers are stacked up ?
(DP: Also Hilton offers are 5% for me, maybe because I’ve used them one before?)
Got one (1) for 10% back at Lowes with a maximum payout of ten (10) dollars. Bought two (2) fifty (50) dollar gift cards and got confirmation purchase (immediately).
BoA checking had the following for me which aren’t listed above:
10% back at Olive Garden ($6 cap)
10% back at Chili’s ($5 cap)
5% back at Auto Zone ($3 cap)
5% back at Great Clips ($1 cap)
That the issue with the BoA deals – too many ridiculously small caps. My wife earned $2 (the max) at Michael’s recently – hardly worth the bother to check.