Posted by Chuck on January 14, 2020
Credit Cards

Published on January 14th, 2020 | by Chuck

50

[Expired] [Targeted] Chase Freedom Unlimited, Southwest, IHG, Hyatt, Amazon, AARP Cards: Get 5x Points in Select Categories [1/15-3/31]

Deal has expired, view more Freedom deals by clicking here.

Update: Added Hyatt and Southwest. We’ve added a direct link for the Hyatt offer, below.

The Offer

Freedom Unlimited Offer| Hyatt offer | IHG (we don’t have the link to other card’s offer; you can also check email for subject: “<your name>, one-click activation inside: You’ll be rewarded with 5% Cash Back for paying monthly bills” or “<your name>, earn 5X points on monthly bills”). Direct link to Amazon offer

Chase is sending out a spend offer on the Freedom Unlimited, IHG, Southwest and Hyatt cards:

  • Earn a total of 5% Cash Back on up to $2,000 in purchases when you pay select bills with your Chase Freedom Unlimited® credit card between January 15 and March 31, 2020.
  • Earn a total of 5% Cash Back on up to $2,000 in purchases when you pay select bills with your Chase AARP card between January 15 and March 31, 2020.
  • Earn a total of 5X bonus points on up to $2,000 in purchases when you pay select bills with your IHG® Rewards Club Credit Card from Chase between January 15 and March 31, 2020.
  • Earn a total of 5x Bonus Points on up to $2,000 in purchases when you pay select bills with your Hyatt Credit Card or World of Hyatt Credit Card between January 15 and March 31, 2020.
  • Earn a total of 5x Bonus Points on up to $2,000 in purchases when you pay select bills with your Southwest Credit Card or between January 15 and March 31, 2020.
  • There’s a similar targeted offer on the Chase Amazon card as well.

Bill categories include: Utilities, Insurance, Phone Service, Cable & Internet Services.

The Fine Print

  • * 5% Total Cash Back: To be eligible for this offer, you must log on to the website referenced in this offer and enroll by 3/31/20, 11:59 p.m. EST. You’ll earn 5% total Cash Back rewards for each $1 spent, on up to $2,000 in total spend on combined purchases in the reward categories listed below during the promotional period (3.5% additional Cash Back rewards on top of the 1.5% Cash Back rewards earned on each purchase). This equates to $0.05 in total Cash Back rewards, which is equal to 5 points, for each $1 spent, until you reach the $2,000 limit. $100 in Cash Back rewards is equal to 10,000 points. After $2,000 on combined purchases in the reward categories listed below, you go back to earning 1.5% Cash Back rewards for every dollar spent, with no maximum. For a purchase to qualify for this offer, the merchant must submit charges to your credit card by the last day of the promotional period 3/31/20. All of your eligible purchases during the promotional period will be automatically counted, as long as you have enrolled by 3/31/20. Please allow up to 8 weeks after qualifying purchases post to your account for bonus points to post to your account. To be eligible for this offer, your account must be open and not in default at the time of fulfillment.
  • Rewards Categories: Internet, Cable, and Phone Service category merchants provide internet, cable, satellite television, radio, cellular, wireless data, and landline services. In addition, if you purchase or pay for your internet, cable and satellite television, phone or related services in a merchant’s store that is not registered by the merchant in the applicable services category, the purchase or payment will not qualify; for example, phone bill payments in a merchant’s store that register to Chase as a telephone equipment store. Utility category merchants provide electric, household fuel, water, and sanitation. Please note that purchases of equipment and some merchants that sell utility-related goods and services are not included; for example, electronics or other retail stores and merchants offering maintenance and cleaning services. Insurance category merchants provide health, automobile, homeowners, medical, and life insurance.
  • What determines whether a merchant falls into a category? Merchants who accept Visa/MasterCard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/MasterCard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making offers to you. Please note: We make every effort to include all relevant merchant codes in our categories. However, even though a merchant or some of the items that it sells may appear to fit within a category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a category if the technology is not set up to process the purchase in that category. This promotional offer is non-transferable and applies only to the account ending in the last 4 digits referenced in this offer. For more information about your rewards program, see your Rewards Program Agreement.

Our Verdict

For a lot of us, the Insurance category will be the sweet spot here given that the other categories many of us already earn 5x with the INK Plus/Cash card. Earning 5x Ultimate Rewards points on insurance payments is terrific, and even the IHG offer will be interesting to some.

Others got a different offer: Get 2,000 bonus points with $4,000 spend anywhere. Spend requirement is easier since it works anywhere, but the bonus lands up to just .5x per dollar spent.

There’s a separate offer being sent out on the British Airways card as well, that one is for 15,000 points with $15,000 in spend through June.

Big thanks to all those who sent this one in.



50
Leave a Reply

avatar
 

  Subscribe  
newest oldest most voted
Notify of
Lineman
Lineman

I have the CFU but am not targeted unfortunately.

Hari
Hari

I got the email today. Probably they are targeting people in waves.

Rob

Same as Hari, nothing until today. Coming in waves.

Creditian
Creditian

Hyatt old card targeted for 5X

Tom
Tom

I got this lame offer on the Hyatt card:
“Shop with your World of Hyatt or Hyatt Credit Card and earn 2,000 extra Bonus Points when you make purchases totaling $4,000 or more from January 15 through March 31, 2020.1 This is in addition to the Bonus Points you can always earn with your card.”

Bob Roberts
Bob Roberts

Got same. Will do it since I’m already going to spend $15K via MS on this card to get a free night, I’ll do this to sweeten the pot a tiny bit. Not a great offer otherwise though, although Hyatt is better than being Bonvoyed.

G
G

Exact same lame offer here;

“Shop with your World of Hyatt or Hyatt Credit Card and earn 2,000 extra Bonus Points when you make purchases totaling $4,000 or more from January 15 through March 31, 2020.1 This is in addition to the Bonus Points you can always earn with your card.”

Aaron
Aaron

Yup got this, too. Certainly not shifting any spend for this one lol

Reality
Reality

Yeah. I am not shifting spending for this either lol

amz
amz

AARP card as well – 5% on utility and insurance

Brennan
Brennan

I got this too.

BT
BT

Earn a total of 5X bonus points on up to $2,000 in purchases when you pay select bills with your IHG® Rewards Club Credit Card from Chase between January 15 and March 31, 20201

Hadley V. Baxendale
Hadley V. Baxendale

I received this, as well but I don’t think I am going to utilize it at all, even for insurance as 1.5 UR points I think are still a better deal.

Rasta
Rasta

Once again they missed with this offer.

Rich
Rich

In theory you could double tap this with the SiriusXM Chase Offer which is on most Chase plastic to include the IHG card.

P
P

This is great for utilities that are not otherwise covered by Ink, such as water, garbage and electricity bills.

Electroman

Well, if they’re covered. The Ink Plus originally had a “utilities” category that included none of that – they *did* start calling it “cell phone, land line, internet and certain streaming services”, a more accurate description.

Gerald
Gerald

Given that they show a light bulb for utilities, I think it’s pretty clear that electricity is included.

Grant

Chuck the US Bank Cash Plus CC offers 5% cash back on utilities, if you picked utilities for one of your 5% cash back options.

msb1xr
msb1xr

https://www.chase.com/mybonus/hyatt12

Link for 5x on hyatt card to see if you’re targeted.

George C
George C

No luck on my Freedom Unlimited. It would have been nice.

Amol
Amol

Got this offer on Chase BA:
“Spend $15,000 with your card between January 15 and June 30, 2020, and in addition to your usual rewards, you’ll earn 15,000 Bonus Avios!”

P
P

We already earn 5x with the Chase Ink Cash on our phone. We have no cable and our internet company charges 3.5% fee for paying with debit/credit. Insurance was just paid.
Even a 1% rewards card is better than 5x IHG points.

Still, it’s good for people who can maximize the value.

LAG
LAG

“Others got a different offer on the IHG card for 2,000 bonus points with $4,000 spend anywhere. Spend requirement is easier since it works anywhere, but the bonus lands up to just .5x per dollar spent.”

I got this, but on my SW Biz Premier… still a lame offer.

Heyser
Heyser

My Hyatt card also got 1.15-3.31 spent $4000 to get extra 2000 points… It’s not much, but if you plan to spend 15k to get an extra free night certificate, this is just free extra points.

Back to Top ↑