[Targeted] Citi Sears (SYWR): Spending Offers For August-October

The Offer

  • Citi has sent out targeted spending bonuses on the Citi Sears SYWR card:  
    • Earn 10% in statement credits when you spend $800 – $1,000 each month from 8/1/25 through 10/31/25 on total eligible in-store and online retail.
    • Others a better offer at 15%.

The Fine Print

  • Retail purchases are transactions made at men & women’s clothing stores, sports and riding apparel stores, shoe stores, accessory and apparel stores, music stores, computer software stores, sporting goods stores, book stores, office/school supply and stationery stores, game/toy and hobby shops, camera and photographic supply stores, card/gift/novelty and souvenir shops, leather goods and luggage stores, artist supply stores/craft shops, art dealers and galleries, cosmetic stores, florists, pet shops, pet food and supplies, swimming pools sales and supplies, duty free stores, discount stores, department stores, variety stores and miscellaneous general merchandise stores.
  • Purchases not eligible for this offer include purchases made at home improvement stores, wholesale clubs, grocery stores or special events.

Our Verdict

This is why this is our #1 store card. Will also stack with the other offers that are good for 2025 and for offers through December, 2025 and July-December 2025 offers as well.

Nice to see a ‘spend anywhere’ offer, though there are some exclusions noted in the terms. Feel free to share your data points on what works in the comments below. 

Hat tip to reader Bockrr

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