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Grant
Grant

Received my 1099-INT from UnitusCCU from participating in this promotion and the interest amount says $400 rather than $200. I’m going to call today about getting it corrected but thought I’d give others a heads-up in case the error is more widespread.

Cole
Cole

anyone successful open only online?

Chris
Chris

I completed everything online about a month or so ago. And yes, a very confusing online process it was. Had to email a couple of times to get the right account opened (opened the wrong one apparently) but with help finally worked out. All online. Also it did take a couple of emails and re-sending to finally get my debit card to make a purchase and complete the bonus requirements today. One of those banks that make you earn their bonus. Now just wait…

Colton
Colton

Just another DP of needing to show up in branch to complete the application (and being unable to do so due to locations only being in Portland). They won’t allow you to complete at partner credit unions or continue further online, either.

bb
bb

DP: I live in PDX and *thought* i opened online with $750 on my credit card over the weekend. process / website clunky but manageable. on monday got an email indicated i needed to log in to check secure message. message basically said i had to come in person with picture ID (similar to Superchurn). i went in yesterday. they had to redo everything manually… even though i had set up everything online (user name, passwords security question etc) had to start over. took ~20min in the branch plus more time at home to redo and double check everything (make sure you enable on line statements or will not get the bonus– its was not the default setting!). apparently the rep said it is common that the on line tool does not work. in my case it seemed the mix up was there was a field that asked for “previous address” (was like 13 years ago for me) in the online set up process and did not match something in system so flagged it? as others noted, they cannot use a credit card to fund in the branch (well they could but he said it would process as a cash advance for sure). not the worst experience for $200, but if you are local may just want to do in branch to avoid wasting more time. good luck.

Superchurn
Superchurn

sounds like my experience 100%

the most frustrating part is the lack of CC funding I was expecting 🙁

bb
bb

hi- just wanted to update with some data, based on my experience. My account was credited the $200 bonus on 12/1, so about 1 month after opening. I did both ACH and a payroll DD just to be safe (my DD is really easy to switch), so not sure which one triggered it but payed pretty quickly… like a couple days after meeting requirements, no waiting 120 (or even 90) days for sure. Thanks Doc for another quick/easy $200!!

Superchurn
Superchurn

DP:
Wife just applied, and the CU is now saying the limit is 1 per household.

Post may need to be updated to reflect this seemingly arbitrary limit if they’re enforcing it

Superchurn
Superchurn

Just checked, and now the small print at the bottom does indeed say ” Limit one #get200 entry per household. ”

They must have just added that

Janet
Janet

Just wondering if anyone who tried opening the account online was able to fully open / start using the account WITHOUT having to go into a branch? The nearest branch is very far from where I am in Oregon.

Superchurn
Superchurn

You might be able to open it over the phone in that case. They seemed very reasonable when I was in the branch, so that might be your best option.

Jay A
Jay A

Yes.

I applied 10/23 and the next day was asked via email to provide my work phone number (somehow missed that in the app) and a picture of my drivers license. Provided that info 10/25 and today received an approval and online logins to view my account.

Roger
Roger

Unitus is telling me they need some documentation (driver’s license, proof of residence) and that I must take it into a branch, that I cannot submit them digitally. Boo.

Superchurn
Superchurn

DP

after going into the branch today to verify my ID, they said my $750 CC fund online wouldn’t go through, and they could do it as a cash advance in branch.

So beware, online funding will fall through if they call u into the branch, and in-branch minimum funding is $50 for checkin and $5 for CU Share accoubt, so bring cash with u

Superchurn
Superchurn

forgot to include a couple things

the rep said that the DD can be done incrementally, so long as it adds up to $500 within 90 days

they also said it will post (for an account opened on 10/25) on 12/1/17, so won’t necessarily take 90 days to post

Foodie_lover
Foodie_lover

Thank you for the detailed info!

Superchurn
Superchurn

no prob 🙂

Superchurn
Superchurn

DP:

Very weird application process…It doesn’t really confirm or deny they’ve opened an account for you or not. Like Bub, it eventually kicked me out to a page where you can print an application that’s prefilled with your information.

Even though I selected the Checking account option, it seemed to forget that was selected and the pre-filled application form only shows “Prime Share” as being checked…so strange

I funded for $750 with CitiDC set to $0 CA limit, so we’ll see if that goes through or not. I might end up in the same boat as Sean and have to go into the branch to sort it out.

Here’s hoping it works out

Superchurn
Superchurn

Should add that I’m in Oregon, and have 23 accounts in the last 12 months

Nate
Nate

It doesn’t allow me to select the checking account at all. After clicking on “select Unitus Checking”, nothing happens to the “SELECTED ACCOUNTS” box. Their website doesn’t work very well.

Nate
Nate

Nvm I clicked on the wrong link.

Foodie_lover
Foodie_lover

I have exactly the same experience with you.
First they sent me a message saying I need to open a saving account as well.
After I replied, there is a second message saying I need to bring in government ID, utility bills with my name and current address, etc.
It also shows that my account is not primary instead of secondary…

The whole process is pretty confusing.

Superchurn
Superchurn

Agreed

Gab
Gab

Usually, it’s when you show up in person.. that’s when they grill you about “oh, we see you’ve opened 5 accounts in the last year.. look at all these ChexSystem requests..” and sometimes deny you or often make you feel so awkward sitting there. That’s why I really hate having to go down in person to finish opening. :/

Superchurn
Superchurn

yeah, it’s frustrating for sure. my go-to excuse for lots of accounts is me testing out online banking software since i’m very picky and need to find something i like

Bub
Bub

Says I need to print sign and mail application

Superchurn
Superchurn

same here

Sean
Sean

OK, I just opened my account with them – looks like all new accounts are reviewed internally by the “online sales department”, they said they would contact me shortly.

1. you must open a savings account as well as checking – no fees, $5 minimum opening deposit
2. Up to $750 total credit card funding (including the $10 membership fee, between checking/savings)
3. Checking minimum $50 funding
4. Didn’t have a hard pull for me
5. I funded with my BOA Merrill, not showing up as pending yet, so not sure on CA/purchase status. Probably will show up after the internal review

-OR resident
-about 10 new checking accounts in last 12mo

Jay A
Jay A

Confirming Sean’s DP. Application completed and waiting for review email. Says I’ll be contacted soon.

Tim
Tim

Will be curious to hear what their review e-mail contains and what else is required. Thanks for any info!

Jay A
Jay A

DP update: I applied 10/23 and the next day was asked via email to provide my work phone number (somehow missed that in the app) and a picture of my drivers license. Provided that info 10/25 and 10/26 received an approval and online logins to view my account. Done deal.

Only 4 accounts in the last 12 months for me so probably not a good DP for Chex

Superchurn
Superchurn

good to know. the $750 CC funding ads an extra $15 to sweeten the deal. and no HP is excellent news. I’ll apply tonight to confirm no HP.

Sean
Sean

An update to my comment; I got a message from them a couple hours later:

“Thank you for your interest in joining Unitus Community Credit Union. We have reviewed your application; however, we did not receive all of the necessary information to open an account. We can continue the application process in person at any Unitus branch. Within the next 30 days, please bring:

-Your driver’s license or government-issued ID, like a passport or military identification
-A second piece of ID, like a vehicle registration or a signed credit/debit card with your name imprinted on the front.

If your government-issued ID does not have your current, physical residential address, you will also need to provide a utility bill (electricity, gas, water) with your name and current address.

If you are not able to bring these items within the next 30 days, you may need to reapply for membership.

Should you have any questions, please let us know.

Thank you for choosing Unitus!”

I’ll be going in-branch on Thursday to finish it up.

Ted
Ted

I’d be curious to hear what the problem was with applying online.

I’m planning to apply online. I’m an Oregon resident, but currently traveling overseas for the next few months. So if they require me to go into a branch then I’m out of luck. :p

Superchurn
Superchurn

I got this too